Medical Underwriter
Expert Staffing Solutions is seeking an experienced Medical Underwriter to join our dynamic team. We offer a supportive and inclusive culture along with industryleading training and continuous education programs. The role provides a hybrid working environment allowing for flexibility and worklife balance.
Roles and Responsibilities: - Review and analyze medical personal and financial information to evaluate eligibility and risk for applications up to $25 million.
- Play a key role in risk assessment decisionmaking and communication for each application.
- Complete risk assessments on larger and more complex cases with higher premium and face amounts with the ability to decline unacceptable risks.
- Complete classification for life and critical illness making effective use of full signing authority.
- Apply holistic underwriting expertise in all areas including medical financial and lifestyle factors to make sound underwriting decisions.
- Perform referrals with the aim of mentoring senior underwriters.
- Provide full explanations for all decisions and inquiries.
- Meet with advisors and firms and deliver presentations that support underwriting philosophies.
- Take a leadership role in identifying areas of challenge and bringing forward recommendations for solutions.
- Be client and resultsfocused using a proactive service orientation.
Candidate Qualifications: - Clientfocused with a passion for working towards a common goal on a highperforming team.
- Comprehensive risk analysis approach to medical and financial underwriting.
- 7 to 10 years of underwriting experience with technical underwriting skills.
- AALU designation and working towards the FALU designation.
- Visible and positive leadership that actively supports change.
- Exceptional reinsurance negotiating skills and empathy in interactions.
- Demonstrated awareness of trends and changes in medicine.
- Initiative to bring forward recommendations to operations teams and development and governance as needed.
- Ability to build partnerships with advisors and wholesalers.
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