Jr Judgmental Lending Analyst
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Monthly Salary
Not Disclosed
Salary Not Disclosed
Vacancy
1 Vacancy
Job Description
Position Overview:
The Judgmental lending team is responsible for assessing a loan applicants ability to repay the loan and recommending that it be approved or denied. The role includes analyzing negotiating pricing and documenting lines of credit as per the lender judgment it also includes the review of other transactions that have an element of consumer risk Evaluating the borrowers application and using prior experience dealing with similar applicants to regulate credit approval & Process credit line increase request using credit bureaus spend/payment history on savings/checking/ investment accounts and deposits to accommodate customer spend as well as capture spend from competitor cards
Essential Job Functions Skills:
- Contact center voice operations experience is a must
- Comfortable with inbound/outbound calls
- Knowledge of industry Background in Finance. College grads
- Due diligence Attention for Details and being a quick learner
- Problem solving skills
- Ability & knowledge to evaluate risk management
- Excellent Communication skills.
Requirements:
- Candidates should have minimum 1 years of experience in consumer cards operations with experience & understanding of judgmental lending
- Voice contact center experience is an advantage
- Detail oriented while still providing reliable and consistent results Dependable problemsolving skills
- General understanding of financial markets & exposure to consumer card operations will be an advantage
- Strong communication and interpersonal skills
- Good organizational skills and ability to work with minimal supervision in a high production and fastpaced environment
- Ability to work well in an integrated team alongside a range of personality types
Employment Type
Full Time
Key Skills
- ArcGIS
- Intelligence Community Experience
- GIS
- Python
- Computer Networking
- Data Collection
- Intelligence Experience
- R
- Relational Databases
- Analysis Skills
- Data Management
- Application Development
