Director Credit Analytics - Trade Finance

MODIFIs mission is to help business sellers and buyers around the world grow through innovative solutions in global payments trade financing and trade management services.

As a global business payments company that helps exporters and importers finance and manage their international trades. We are looking for an experienced and energetic Analytics Director to join our team in ;Mumbai and support MODIFI in its mission to change the world of international trade.

Come and shape the future of global commerce with MODIFI!

Your impact:

• Lead the credit analytics function for MODIFIs Trade Finance business in order to drive datadriven decision making and risk management strategies.
• Oversee the full customer lifecycle from customer onboarding to identity screening (KYC/AML) to individual financing decisions
• Improve our underwriting processes and principles processes and automisation.
• Responsible for credit risk underwriting and managing of credit limits for MODIFIs Trade Finance customers and the final trade approval
• Develop and implement credit risk models and methodologies to assess the creditworthiness of trading partners in a global market.
• Collaborate with crossfunctional teams and stakeholders including Risk Finance and Product to optimize credit policies and procedures.
• Stay updated on market and industry trends regulatory changes and best practices for credit analytics in the trade finance sector.
• Provide strategic recommendations to senior management based on analysis of credit data and market insights.

Requirements

• Minimal 8 years experience in Corporate Banking Trade Finance Credit Insurance Factoring Payment provider or similar underwriting position. Very good understanding of the Indian market and preferably also APAC Bangladesh and/or Pakistan
• Proven ability to make credit decisions
• Passion for international trade and development and how digital Trade Finance can create significant growth for such businesses
• Previous experience indifferent international markets (APAC EMEA and possibly AMER)
• In depth knowledge of financial analysis with IFRS and GAAP modelling systems and reporting
• The ability to handle big volumes with a quick turnaround in a fast developing market
• Comfortable operating in a fastpaced and everchanging dynamic environment
• Previous startup experience is beneficial
• Academic degree in business or economics
• You are fluent in English

Benefits

Why MODIFI Because we rock!

• Diversity is more than a word to us join a company with team mates from 16 different nationalities and backgrounds
• The world is your oyster we have networks around the globe with offices in Amsterdam Berlin Delhi Dhaka Dubai Hongkong Mumbai Shenzhen Singapore
• We care about the environment thats why we commit to a clear understanding of our CO2 footprint and shall reach neutrality in 2023
• You want to get to know your colleagues better! We organize regular gatherings events and parties
• Many perks like cultural day personal training language course and more
• TEAM Together Everyone Achieves More
• At MODIFI we have a very handson mindset giving our people the chance to grow with their responsibilities
• Think big. Think bigger! Think 10x!
• We live by our values own your actions grow together and make it happen

About us

Here at MODIFI we are building the nextgeneration global trade payment platform. Since our start in 2018 we have been growing extensively and today were ready to move to the next level. MODIFI is the right place to make global trade happen as we believe that international trade drives global development.
Starting as a trade finance startup in 2018 we diversified our services since then and are now also offering many other services around to facilitate international trade even further like currency hedging shipment tracking and more and more the whole B2B payment process.

Our brilliant multicultural team operates internationally in more than 11 countries and already counting more than 2000 trading partners all over the globe. No matter your religion sexual orientation age gender origin or relationship status; we encourage everyone to be their authentic selves.

We are looking for the most talented people with an attitude to win any battle. Are you passionate about solving problems and ready to conquer the world Sounds interesting Yes! So you belong with us. Send us your CV today!