Credit Processing Assistant

Job Overview:

We are seeking a detail-oriented and customer-focused Credit Processing Agent to join our dynamic team. As a Credit Processing Agent, you will play a crucial role in evaluating and processing credit applications, ensuring accuracy and compliance with established policies and procedures. Successful candidates will have a strong understanding of credit principles, excellent communication skills, and the ability to work efficiently in a fast-paced environment.

Responsibilities:

1. Credit Evaluation:

   • Assess credit applications and supporting documentation to determine creditworthiness.
   • Analyze financial information, credit reports, and other relevant data to make informed credit decisions.

2. Documentation Review:

   • Verify accuracy and completeness of credit application documents.
   • Ensure all required information is collected and maintained in accordance with company policies and regulatory requirements.

3. Customer Interaction:

   • Communicate with customers to gather additional information or clarification on credit applications.
   • Provide excellent customer service by addressing inquiries and resolving issues related to credit processing.

4. Policy Compliance:

   • Adhere to established credit policies, procedures, and regulatory guidelines.
   • Stay informed about changes in credit regulations and industry best practices.

5. Decision Making:

   • Make informed and timely decisions regarding credit approvals, denials, or requests for additional information.
   • Collaborate with team members to discuss and resolve complex credit-related issues.

6. Reporting:

   • Prepare and maintain accurate records of credit decisions and related documentation.
   • Generate regular reports on credit application status and performance metrics.

7. Cross-Functional Collaboration:

   • Collaborate with other departments such as sales, finance, and risk management to gather relevant information and ensure a holistic approach to credit processing.

Benefits:

• Competitive salary
• Health, dental, and vision insurance
• Retirement savings plan
• Professional development opportunities
• Collaborative and inclusive work environment

If you are a dedicated and detail-oriented professional with a passion for credit analysis, we invite you to apply for the Credit Processing Agent position and contribute to our growing success.