Employer Active
Job Title: Component Specialist
Relevant Experience : 1 & Above
Job Location: Bangalore/Chennai (Open to explore from other locations who is ready to relocate)
Job Description Summary
Responsible and accountable for evaluation review and clearing of conditions in the underwriting process based on appropriate underwriting guidelines and procedures. Also responsible for a pipeline of assigned tasks such as income review appraisal/condo review or title review. Determine documentation needed and if applicable conditions for loans and clearly communicate directly with required parties to resolve conditions.
1. The Component Specialist reviews loans to assess risk in compliance with company guidelines and state and federal reporting guideline and approve or declines loans.
2. Responsible for ensuring data integrity to confirm the accuracy of automated underwriting findings.
3. Adheres to internal underwriting guidelines investor requirements and federal regulations to ensure loan quality.
4. Verifies and analyzes all documentation including: credit income appraisal and title information.
5. Responsible for interacting with Mortgage Professionals or loan processors to obtain information from the borrower or to seek clarification about documents in the loan file.
6. Effectively communicates required conditions/stipulation and assists where possible to expedite the verified approval on purchase loans.
7. Strictly adheres to all applicable internal NPI policies procedures and protects confidentiality of borrower information.
8. Performs administrative duties as required by Management.
Required Skills:
Remote Work :
No
Full Time