Personal and Private Banking (PPB) Everyday Banking and Lending Operational Excellence Graduate Programme

The Everyday Banking and Lending Operational Excellence Graduate Programme is a structured development journey designed to build futureready professionals capable of driving innovation process improvement and reengineering across everyday banking and lending operations. The programme provides graduates with handson exposure to process analysis and the opportunity to own and deliver valueadding projects that support key business objectives. This experience is reinforced through a combination of onthejob learning formal training and structured mentorship. Ultimately the programme supports the organisations commitment to delivering reliable efficient and customercentric solutions.

Key responsibilities:

• Analyse endtoend everyday banking and lending processes to identify inefficiencies and improvement opportunities.
• Learn to design and develop automation and/or AIenabled solutions using digital technologies such as Microsoft Power Automate AI Builder AWS and Python.
• Build datadriven solutions and insights to support decisionmaking performance tracking and continuous improvement initiatives.
• Collaborate with crossfunctional stakeholders across operations risk technology and business teams to implement sustainable process improvements.
• Graduates must show the aptitude and motivation to develop technical skills as part of the programme.

Qualifications :

Postgraduate qualification (recently completed or completing in 2026):

STEM related fields:

• Chemical/Civil Engineering
• Information Systems or Information Technology
• Computer Science Data Science Statistics or Analytics
• Exposure to one or more programming or automation languages such as Python SQL R is advantageous
• Familiarity with automation or lowcode platforms (e.g. Microsoft Power Automate) and an interest in AI or datadriven solutions will be beneficial
• Candidates should demonstrate logical thinking problemsolving ability and a willingness to continuously learn new digital and automation technologies

Additional Information :

Minimum Requirements:

• Must be a South African citizen.
• Should you have work experience it should not exceed 12 months.
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.

Programme duration: 24 months

Application closing date: 30 June 2026

Remote Work :

No

Employment Type :

Full-time