Principal Software Engineer, Receiver Products

Job Description:

About the Role:

As a Principal Engineer on the Receiver Products team you will be the technical architect and hands-on builder for a new generation of financial services designed for the people who receive remittances. Youll work at the intersection of zero-to-one product creation and large-scale highly reliable systems designing and shipping new capabilities that enable receivers to not just collect funds but to save and spend them safely within their own countries.

This is a rare opportunity for an engineer who loves the energy of a startup the rigor of regulated financial infrastructure and the responsibility of building products that directly improve peoples lives. Youll set the technical direction define architectural standards mentor engineers across multiple teams and collaborate closely with product design compliance and business partners to make ambitious ideas real.

You Will:

• Architect & Build Receiver Financial Services Lead design and delivery of backend services enabling receivers to save and spend in their home countries. Define APIs data models and event-driven architectures built to serve tens of millions of users owning end-to-end technical decisions on system design resiliency and observability.
• Integrate with Remitlys Money-Movement Platform Partner with core platform teams to connect receiver-side capabilities with global disbursement FX liquidity and compliance infrastructure. Maintain end-to-end data consistency and contribute to platform-wide standards for cross-service communication and failure handling.
• Champion Security Trust & Compliance Embed AML KYC and local regulatory requirements from day one. Design with least-privilege access encryption and audit trails as defaults; lead threat-modeling and drive vulnerability remediation across your service surface.
• Scale with Confidence Build systems that handle millions of daily active receivers without sacrificing latency or correctness. Establish SLOs error budgets and operational tooling; drive a culture of on-call hygiene runbooks and blameless post-mortems.
• Elevate the Engineering Org Mentor senior and staff engineers lead design reviews and shape the receiver segments technical roadmap. Author RFCs and ADRs that influence engineering standards and partner with engineering and product to deliver executable technical plans.

You Have:

• Required Qualifications
  • 12 years of software engineering experience including significant time designing and operating distributed systems at scale.
  • Demonstrated experience leading zero-to-one technical efforts greenfield service design platform bootstrapping or new-market technical launches.
  • Deep expertise in backend engineering: service oriented architectures event-driven architectures RESTful and async APIs and relational or distributed databases.
  • Strong security and compliance sensibility particularly in regulated industries (fintech banking payments or healthcare).
  • Proven ability to influence without authority driving alignment across engineering product legal and operations stakeholders.
  • Exceptional written and verbal communication skills; comfortable presenting to both technical and executive audiences.
• Nice to Have
  • Experience building financial products for emerging markets (LATAM Sub-Saharan Africa South/Southeast Asia or similar).
  • Background in payments infrastructure: card rails ACH real-time payment networks mobile money or digital wallets.
  • Familiarity with AML/KYC frameworks PCI-DSS or SOC 2 compliance in a software context.
  • Experience working with partner financial institutions fintechs or licensed payment processors via API integration.
  • Contributions to open-source or engineering community through publications talks or tooling.

Compensation Details. The starting base salary range for this position is typically $240000 -$300000. In the U.S. Remitly employees are shareholders in our Company and equity is part of our total compensation plan. Your recruiter can share more information about medical benefits offered as well as other financial benefits and total compensation components offered with this role.

Our Benefits:

• Flexible paid time off
• Health dental and vision 401k plan with company matching
• Paid parental medical military and family care leave
• Mental Health & Family Forming Benefits
• Employee Stock Purchase Plan (ESPP)
• Continuing education and travel benefits

Our Connected Work Culture: Driving Innovation Together

At Remitly we believe that true innovation sparks when we come together. Our Connected Work Culture fosters dynamic in-person collaboration where ideas ignite and challenging problems find solutions faster. For corporate team members we have an in-office expectation of at least 50% of the time monthly typically achieved by coming in three days a week. This creates a consistent meaningful overlap that supports team norms and business needs. Managers also have the flexibility to set higher expectations based on their teams specific needs. These intentional in-office moments are vital for deepening relationships fueling creativity and ensuring your impact is felt where it matters most.

Remitly is an E-Verify Employer

At Remitly we are dedicated to ensuring that our workplace offers equal employment opportunities to all employees and candidates in full compliance with applicable laws and regulations.

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.