About the opportunity

We are looking for a business lead for our Payments segment. You will play a pivotal role in co-driving the segment strategy along with your product counterpart and ensuring the successful delivery of high impact initiatives with cross functional teams.

• Do you have hands-on leadership experience leading EU payment projects
• Do you love solving complex problems using SQL for data analysis creating business cases as well as P&L and KPI monitoring
• Do you enjoy complex project management and aligning with multiple stakeholders on complex payment products

In this role you will:

• Co-drive the creation and refinement of the segment strategies enabling decision and trade-off decision making.
• Create business cases to assess both initiatives and experiments impact.
• Conduct exploratory analyses to optimize P&L.
• Lead KPI reviews with cross-functional teams to monitor progress against goals.
• Become a central stakeholder for other departments including Product & Tech Data Compliance Legal Finance Operations and Marketing.
• Partner with other internal stakeholders and external vendors to implement deploy & maintain payments product strategies and offerings.
• Track analyse and report on performance metrics to identify opportunities for product optimization.
• Lead projects from initial execution until go-live and then owning and optimising performance.

What you need to be successful:

Background:

• Minimum of 5 years in fintech banking consulting or startup environments ideally have led a team already
• Bachelors degree in Finance Accounting Economics Business Management Mathematics or related field from a top-tier institution.
• Proven experience in making data-driven recommendations and driving strategic outcomes through cross-functional collaboration.
• Good understanding of the global EU and local payments landscape in markets N26 operates in.
• Strong organizational skills with the ability to lead projects and reprioritize tasks in a fast-paced environment.

Skills:

• Proficiency in SQL with the ability to independently source data and derive insights.
• Effective visualization and storytelling skills for presenting insights.
• Interest and curiosity for the banking/fintech industry.
• Fluent in English.
• Ability to utilise AI tools effectively.

Whats in it for you:

• Accelerate your career growth by joining one of Europes most talked about disruptors.
• Employee benefits that range from a competitive personal development budget work from home budget discounts to fitness & wellness memberships language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities life experiences and backgrounds.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for todays digital world. Technology and design empower everything we do and its how we are building the global banking platform the world loves to use.

Weve eliminated physical branches paperwork and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe including Vienna and Barcelona and a 1500-strong team of more than 80 nationalities.

Sounds good Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds cultures genders sexual orientations abilities neurodiversities and ages. Were committed to creating an inclusive workspace where everyone feels valued and respected free from harassment and discrimination. If theres anything you need to make the application process work for you please let us know by reaching out to .

Visit our website to learn more about Diversity Equity & Inclusion at N26.