Executive General Adjuster
New York City, NY - USA
Job Summary
Raphael & Associates is seeking an experienced detail-oriented Executive General Adjuster to investigate evaluate and manage complex property and casualty claims in New York. This role is responsible for handling large-loss and high-exposure claims providing expert analysis of coverage and liability issues and delivering exceptional client service throughout the claims process. Join a forward-thinking organization that values your contributions and supports your professional growth in building a long-term career.Responsibilities
- Investigate and evaluate insurance claims to determine coverage liability and extent of damages
- Review insurance policies claim documentation and supporting records to assess claim validity and exposure
- Conduct interviews with insureds claimants witnesses contractors and other involved parties
- Inspect damaged property and evaluate repair replacement and remediation costs
- Coordinate with engineers consultants attorneys contractors and other experts as needed
- Prepare detailed reports documenting findings recommendations and claim resolutions
- Negotiate settlements within established authority and recommend further action when necessary
- Maintain accurate reserves and monitor claim financials throughout the life of the file
- Participate in mediations hearings appraisals and litigation support activities when applicable
- Ensure compliance with client guidelines carrier requirements and industry regulations
- Provide responsive communication and superior customer service to clients insureds and business partners
- Travel as required to inspect losses and support catastrophe response efforts
- Support special projects and operational initiatives as assigned.
- Maintain current knowledge of industry trends policy forms and claims practices.
- Bachelors degree preferred or equivalent industry experience.
- Appropriate state adjusting licenses as required
- Minimum of five (5) years of property and casualty claims adjusting experience including handling complex or large-loss claims.
- Experience with commercial residential and catastrophe claims preferred.
- Strong analytical investigative and negotiation skills
- Excellent written and verbal communication abilities
- Ability to manage multiple priorities and deadlines effectively
- Strong customer service and relationship management skills
- Detail-oriented with strong organizational skills
- Proficiency with Microsoft Office and claims management systems
- Ability to work independently and collaboratively in a team environment
- Sound judgment and decision-making capabilities
- Ability to work in both office and field environments
- Ability to travel to inspect properties in a variety of environmental and weather conditions.
- Ability to stand walk climb bend kneel and lift as necessary to perform field inspections.
Required Experience:
Senior IC
About Company
EXPERIENCE AND INTEGRITY: RAPHAEL STANDARDSRaphael & Associates is a Third Party Administrator and Independent Claims Adjusting company internationally recognized for its exceptional service and unsurpassed reputation of nationwide claims handling.Third