Senior Commercial Lender-Los Angeles, Irvine, San Diego or San Francisco CA

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools training and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associates unique experiences background and perspectives and provides a collaborative environment for all employees to grow and thrive.

As a premier California-focused financial services company dedicated to serving its communities families and businesses (small mid-sized and large) CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for Best Bank and Best Commercial Bank from the readers of San Diego Union-Tribune and Orange County Register. Additionally as a division of Zions Bancorporation the bank has collected multiple Greenwich Excellence Awards for Overall Client Satisfaction in Small Business & Middle Market Excellence Awards.

We are looking for a Senior Commercial Lender in Irvine San Diego San Francisco or Los Angeles CA.

Senior Commercial Banker:

We are seeking a production-driven and knowledgeable middle-market Commercial Lending Officer to join our growing Commercial Banking team. This role is ideal for a seasoned banker with experience lending to middle market commercial and industrial clients. Experience lending to ESOP clients is preferred but not required.

Job Responsibilities:

• Responsible for generating and servicing a wide variety of commercial loans including the most complex large difficult and sensitive credits. ESOP experience is a big plus for this position.
• Responsible for developing strong low risk commercial relationships while maintaining quality customer service. Acts as the principal account and relationship manager for new and existing clients.
• Develops generates and follows-up on new client leads through existing clients and referrals from other bank departments. Calls on existing relationships to review p
• Responsible for sales credit analysis proper loan structuring client interviewing and perceptive character judgment.
• Responsible for monitoring credit performance and ensures compliance with all related regulationslaws etc.
• Responsible for building and maintaining relationships with a resulting high degree of customer satisfaction. Cross sell other bank products. Actively seeks and obtains quality new business through client and prospect calls referrals and cross selling efforts.
• Requires skills and experience in applicant interviewing and perceptive character judgment loan structuring credit analysis and monitoring credit performance. Responsible for building and maintaining relationships with a resulting high degree of customer satisfaction.
  Other duties as assigned.

Requirements:

Requires a Bachelors and 10 years experience with commercial lending credit underwriting or 12 yrs other directly related experience. A combination of education and experience may meet requirements.

Additional requirements:

• Experience with ESOP lending is a plus.
• Subject matter expert knowledge of commercial loans credit analysis lending loan processing and closing processes.
• Ability to expand commercial loans client relationships and cross sell bank products. Requires exceptional sales ability.
• Expert experience in applicant interviewing and perceptive character judgment skills. Ability to structure loans and monitor credit performance.
• Must have exceptional interpersonal and communication skills.

Benefits:

• Medical Dental and Vision Insurance START DAY ONE!
• Life and Disability Insurance Paid Paternal Leave and Adoption Assistance
• Health Savings (HSA) Flexible Spending (FSA) and dependent care accounts
• Paid Training Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match Profit Sharing competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

This position is eligible to earn a base salary in the range of $189000 - $265000 annually depending on job-related factors such as level of experience.