Lead Analytics Engineer, Borrowing

Were on a mission to make money work for everyone.

Were waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card our product offering has grown a lot in the last 10 years in the UK. As well aspersonal and business bank accounts we offer joint accounts accounts for 16-17 year olds a free kids account and credit cards in the UK with more exciting things to come beyond. Our UK customers can also save invest andcombine their pensions with us.

With our hot coral cards and get-paid-early feature combined with financial education on social media and our award winning customer service we have a long history of creating magical moments for our customers!

Were not about selling products - we want to solve problems and change lives through Monzo

London Cardiff or Remote in the UK 97800 -125000 Benefits Hear from the team

Our Borrowing Analytics Engineering Team:

Our Mission in Borrowing is to enable peoples financial goals through better borrowing. Our customers look to borrow money to enable them to achieve something in their lives - whether thats making a big life event affordable buying something they need now without affecting their monthly budget or getting by until payday. And were looking to shape this mission by building products that our customers love whilst scaling those top revenue lines across the business safely.

Were looking for a Lead Analytics Engineer within our borrowing team to help build world class service for the bank of the future. You will play a critical role in overseeing our foundational data platforms identifying and driving opportunities to enhance our current capabilities. Your expertise will be pivotal in allowing us to scale into new global markets build new products and shape the future of how we serve our customers.

We have a strong culture of data-driven decision making across the whole company. And were great believers in powerful real-time analytics and empowerment of the wider business.

Youll play a key role by...

• Serving as a data architect for Monzos Borrowing data contributing to the design and scalability of data models that measure the performance of our product suite.
• Develop robust data models downstream of backend services primarily in BigQuery to support internal reporting machine learning large language models as well as financial and regulatory use cases.
• Be a key voice in shaping and maintaining best practices for our Data Warehouse including source data payload design logical data modelling implementation metadata and testing standards.
• Collaboratively set standards and work with data across Monzo fostering knowledge sharing and continuously improving data practices.
• Contribute to prioritising data governance issues ensuring a comprehensive approach to data integrity and compliance.
• Being a key technical leader whos able to champion central platform initiatives that aim to elevate the data standards across Borrowing and beyond.

Wed love to hear from you :

• You have a strong passion for data modelling ETL projects and Big Data.
• You enjoy working with data streams from various services such as financial transactional and operational systems.
• SQL and data modelling are second nature to you and you are comfortable with general Data Warehousing concepts.
• You are committed to continuous improvement proactively identifying opportunities and addressing challenges in your work and the work of others.
• You have experience building robust and reliable data sets that require a high level of control.
• You enjoy working with cross functional fast moving teams and are passionate about serving our customers.
• You are able to think strategically about credit products and how our underlying data models will unlock more insights for our team and more value for our customers.
• You are excited about enabling other data scientists analytics engineers and credit analysts by sharing your expertise on data architecture.
• You have the ability to shape big ambiguous data domains and get the required buy-in from key leaders across the business.
• You are able to shape and manage the technical roadmap of an entire domain and execute against the project plans deliverables.
• You are leading through the contributions of others by effectively leveraging the multiplier effect to create exponential value across Borrowing and Analytics Engineering.
• Excel in cross-functional stakeholder communication (back-end engineers product managers and credit analysts) while also effectively engaging with senior technical leaders.

The interview process:

Our interview process involves 4 main stages:

• Recruiter call
• Initial call
• Technical task
• 3 x 1 hours sessions (final interview)

Our average process takes around 3-4 weeks but we will always work around your availability.

Whats in it for you:

base Benefits

We can help you relocate to the UK

We can sponsor visas

This role can be based in our London office but were open to distributed working within the UK (with ad hoc meetings in London).

We offer flexible working hours and trust you to work enough hours to do your job well at times that suit you and your team.

Learning budget of 1000 a year for books training courses and conferences

And much more see our full list of benefits here

#LI-AS #LI-Remote

Equal opportunities for everyone

Diversity and inclusion are a priority for us and were making sure we have lots of support for all of our people to grow at Monzo. At Monzo were embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

Were an equal opportunity employer. All applicants will be considered for employment without attention to age ethnicity religion sex sexual orientation gender identity family or parental status national origin or veteran neurodiversity or disability status.

If you have a preferred name please use it to apply. We dont need full or birth names at application stage