Underwriter

OVERALL SUMMARY

At Close Brothers we look to recruit individuals from all different backgrounds and encourage you to apply even if you dont tick every box. We celebrate diversity promote inclusivity and are open to discuss flexible work options to help you balance your work and home life.

Join the Close Brothers Motor Finance Team where you will supportour dealer partners and end customers by manually reviewing and processing motor finance proposals whilst ensuring the business accepted by Close Brothers Motor Finance (CBMF) is within the business credit risk parameters.

Working as part of the Underwriting teamour ideal team member will have previous experience in making the right decisions to ensure great outcomes for customers and dealer partners with excellent planning and organisational skills.

RESPONSIBILITIES

• Processing customer proposals and underwriting them in line with company policies and procedures.
• Liaising with motor dealer partners regarding the outcome / decisions of a proposal that has been underwritten.
• Negotiating with dealers the figures and requirements to make the deal acceptable to CBMF and appropriate for the customer.
• Completing customer security checks.
• Processing the payment of funds to our dealer partners.
• Completing general administration tasks related to new business activity.
• Proactively record any regulatory incidents (within the CBMF regulatory requirements).

WE WOULD LOVE TO HEAR FROM YOU IF YOU HAVE:

• Excellent communication skills.
• Excellent IT Skills (MS Word Excel and Outlook) with the ability to learn new systems.
• An ability to work well as part of a team collaboratively
• Experience in using decision-making skills.
• The ability to use and interpret information and data efficiently.
• A good attention to detail with high levels of accuracy.
• Experience of using negotiation skills within an operations process.

IT IS NOT ESSENTIAL BUT IT WOULD BE GREAT IF YOU HAVE:

• Knowledge of FCA regulations relating to Compliance Data Protection Anti Money Laundering Consumer Credit Directive or Consumer Credit Act.
• Previous experience in an underwriting position and having held a mandate.

We are committed to providing an inclusive and accessible recruitment process. We recognise that candidates may have specific needs that require adjustments to ensure they have a fair and equal opportunity to demonstrate their skills and abilities. Candidates who require the job description or application form in an alternative format or any other adjustments are encouraged to email us at or request a call back.

ABOUT US

At Close Brothers we support employees to balance their work life priorities and in this role you will be able to enjoy a mixture of hybrid working.

Close Brothers is a leading UK merchant banking group providing lending deposit taking and securities trading. We employ approximately 3000 people principally in the United Kingdom and Ireland. Close Brothers Group plc is listed on the London Stock Exchange and is a constituent of the FTSE 250.

To find out more about Close Brothers please visit our careers page: find out more about life at Close Brothers:
find out more about our benefits:
find out more about our commitment to creating an inclusive environment:
Our Responsibility - Diversity and inclusion Close Brothers Group

#LI-TW1 #LI-Hybrid #LI-CBMF

Close Brothers is a UK specialist banking group providing lending and deposit taking. We employ approximately 3000 people principally in the United Kingdom and Ireland. Close Brothers Group plc is listed on the London Stock Exchange.

Our specialist lending and deposit solutions include:

• Commercial: Offers specialist and predominantly secured lending principally to the SME market.
• Retail : Provides intermediated finance through motor dealers motor finance brokers and insurance brokers and savings products for individuals and corporates.
• Property: Offers residential development finance to established UK property developers funding for commercial properties and bridging and refurbishment loans.

At Close Brothers we are here to help people and businesses thrive over the long term.

Through our deep sector knowledge and expertise focus on delivering excellent and specialist service and strength of established relationships we support our customers through the cycle. Our values of deep expertise consistent service and long-term relationships embody our distinctive culture and customer-centric approach.

We also recognise our responsibility to help address the social economic and environmental challenges facing our businesses employees and customers now and into the future.