Lead Commercial Manager Mortgages

Title: Lead Commercial Manager Mortgages Contract Type: PermanentLocation: BradfordWorking Pattern:Hybrid (usually a couple of days a week in the office). We welcome part-time and flexible arrangements and will aim to match your current flexibility where We OfferWe care about your wellbeing not just your work. Our benefits are designed to support your life your health and your growth:Holidays: 25 days (rising to 30) buy/sell up to 5 days swap up to 4 bank : Up to 10% employer Leave: Enhanced maternity and 4 weeks paternity from day-one shared parental leave paid neonatal care leave and support for adoption and surrogacy Fertility Support: Paid time off for fertility treatment and appointments available to birth parents and partners with confidential support and flexible adjustments where needed Workations: Work abroad for up to 20 days a year in approved Leave: Your birthday : 2 paid volunteering : Access to LinkedIn Learning for all Wellbeing: Free Snoop Premium : Self-pay Denplan & optional Private Medical RoleYou and your TeamReporting to the Senior Manager Mortgages & Specialist Portfolios as the Lead Commercial Manager you will support the management of the Second Charge Mortgage (2CM) portfolio helping to deliver strong commercial returns. The role will support the transition to warehouseled data structures by developing clear executivelevel reporting and strengthening portfolio oversight. You will work closely with external origination and servicing partners and collaborate with senior internal stakeholders across Treasury Finance Risk Legal and Customer a Lead Commercial Manager you will:Enhancing the developing oversight framework for our mortgage portfolio understanding managing and influencing the key drivers of the 2CM product and portfolio of trading information and narrative to support interactions up to/with ExCo and maintaining strong relationships across the business ensuring continued suitability of 2CM relationships with external lending partners to deliver optimal returns for the key business contact with data partners as 2CM product transitions to a data product assessments to identify opportunities to drive commercial value and continuous improvementDeputising for the Senior Manager in relevant committees / forums as requiredWhat Were Looking ForExperience of mortgage lending and the key drivers to deliver sustainable track record in commercial / product and pricing strategy in knowledge of lending products and market of regulatory legislative and compliance requirements in the UK FS knowledge desirable SQL preferred but other languages beneficialHow We HireWe use AI to help organise applications and surface early matches but all decisions are made by humans. Please apply authentically especially during you need assistive technology or reasonable adjustments (including the use of AI tools) please let the Talent Acquisition team know in advance and well be happy to support you. Where we have reason to believe AI has been used inappropriately we reserve the right to withdraw a candidate from the recruitment -Employment Checks; Any offer made will be subject to standard background checks including credit fraud and employment references. Due to the regulated nature of our business additional checks may apply. Who we areAt Vanquis our purpose is simple: to deliver caring banking that helps people make the most of lifes opportunities. Founded in 1880 were now a FTSE All Share specialist bank supporting over 1.7 million UK customers with responsible tailored proud to be certified by Great Place to Work recognised as one of the Financial Times UKs Best Employers in 2025 and 2026 and awarded Bronze status under the Armed Forces Covenant. Taken together these achievements reflect our genuine commitment to putting our people first and supporting those who by our values caring for people pulling together finding better ways and getting the right things done were building a workplace where colleagues feel connected valued and empowered. Alongside competitive pay we offer meaningful benefits salary reviews a discretionary bonus scheme and continued invested in your development too. With the right support and hands-on learning youll grow your skills shape your career and realise your OpportunitiesVanquis Bank is an Equal Opportunity Employer. We value everyones unique background identity and experience andwere committed to a workplace where all colleagues can thrive. If you need any adjustments or support during the recruitment process please contact and wellbe happy to help.