Senior Loan Processor

Job Summary
We are seeking an experienced Senior Mortgage Loan Processor to join our team at our national headquarters in the South Jordan Utah this role you will act as the primary performer of the tasks and workflow of the application while the loan is in process managing a high-volume pipeline from initial submission through to closing. The ideal candidate has 5 years of experience in processing FHA VA Conventional and Jumbo loans and is looking for a stable fast-paced environment with a national presence.

What We Offer:

• Competitive salary commensurate with experience.
• Comprehensive benefits package (Health Dental Vision 401k match and more).
• Hybrid work environment - This role is based in our South Jordan Utah headquarters with flexibility for a hybrid schedule (combining in-office and remote work) after the initial onboarding period.
• A stable national presence with opportunities for growth at our headquarters.

Key Responsibilities:

• Pipeline Management: Manage a high-volume pipeline of residential mortgage loans (FHA VA Conventional Jumbo) ensuring files are accurate complete and move through the process efficiently.
• Document Review & Verification: Thoroughly review loan applications income assets and credit documentation to identify potential red flags and ensure accuracy.
• Underwriting Liaison: Act as the primary liaison between Loan Officers Underwriters and borrowers proactively clearing conditions to obtain a Clear to Close.
• AUS Familiarity: Proficiently run and interpret desktop underwriting systems (DU/LPA).
• Documentation Ordering: Order and verify third-party reports including appraisals title reports flood certifications and VOEs.
• Compliance: Ensure all loan files comply with federal state and company policies including TRID regulations.
• Communication: Provide regular status updates to borrowers loan officers and real estate agents to ensure a smooth timely closing.

Qualifications

• Experience: Several years of active hands-on experience in mortgage loan processing.
• Loan Types: Expert knowledge of FHA VA Conventional and Jumbo loan guidelines.
• Systems: Proficiency in LendingPad LOS is preferred; experience with Encompass or similar LOS required.
• Technology: Strong proficiency in Desktop Underwriter (DU) / Loan Prospector (LPA).
• Skills: Excellent verbal and written communication skills with a high degree of attention to detail and ability to work under tight deadlines.

Work Environment
This position may be remote or in-office at CBCMAs onsite location in South Jordan UT.

Physical Requirements:

• Prolonged periods of sitting at a desk.
• Must be able to lift up to 15 pounds at times.
• Prolonged hours working on a computer looking at screens and computer monitor

Position Type/Expected Hours of Work
This is a full-time position and hours of work and days are Monday through Friday 8 a.m. to 5 p.m. with occasional evenings as job duties demand.

Travel
No travel is expected.

Education and Experience

1. Minimum 5 years experience in an active hands-on role in mortgage loan processing.
2. Solid knowledge and understanding of FHA VA Conventional and Jumbo loan guidelines.
3. High School Degree/GED or higher.

Additional Eligibility Qualifications
None.

Work Authorization/Security Clearance
Must be authorized to legally work within the United States of America.

Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities duties or responsibilities that are required of the employee for this job. Duties responsibilities and activities may change at any time with or without notice.