Director of Risk, Checkout BU

About Payoneer

Founded in 2005 Payoneer is the global financial platform that removes friction from doing business across borders with a mission to connect the worlds underserved businesses to a rising global economy. Were a community with over 2500 colleagues all over the world working to serve customers and partners in over 190 countries and territories.

By taking the complexity out of the financial workflowsincluding everything from global payments and compliance to multi-currency and workforce management to providing working capital and business intelligencewe give businesses the tools they need to work efficiently worldwide and grow with confidence.

Role summary

We are looking for an experienced and execution-driven leader to join the Checkout business line as Director of Risk. This role owns the hands-on execution of risk management across the merchant lifecycle: onboarding underwriting fraud prevention credit risk and continuous monitoring.

You will roll up your sleeves to lead global teams drive scalable controls implement modern AI-enabled tools and ensure our merchant experience remains best-in-class while supporting rapid growth. The role partners closely with the Commercial Product and Compliance teams acting as a business-oriented risk leader who removes friction mitigates exposure and accelerates safe growth.

Bangalore Hybrid Full-time

What youll do

• Lead & Inspire: Manage and develop a global team of risk specialists fostering accountability ownership and continuous improvement.
• Risk Execution & Underwriting: Own day-to-day execution of underwriting fraud prevention credit risk reviews and merchant monitoring. Provide expert guidance on complex onboarding cases and high-risk opportunities.
• AI-Enabled Data-Driven Risk Management: Leverage AI tools fraud tools and analytics to enhance decision-making and scalability.
• Results Driven: Develop and monitor KPIs dashboards and performance signals to inform action.
• Cross-Functional Collaboration: Work closely with Product Commercial and Compliance teams to implement risk requirements and improve merchant experience.
• Scale for Growth: Build execution frameworks that support global scaling while maintaining consistent risk standards.

.Who you are

• 810 years in risk management (underwriting fraud credit) within payments acquiring or PSPs.
• Experience leading risk execution in high-growth multi-market environments.
• Proven experience managing global teams (5 FTE).
• Deep understanding of merchant acquiring payment flows and risk frameworks.
• Experience with complex merchant underwriting and high-risk deal structures.
• Strong analytical mindset; comfortable with data models dashboards AI tools and automation platforms.
• Excellent communication and stakeholder-management skills.

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