Finance Controller

Key Responsibilities
. Financial Planning MIS & Business Performance
Own all rolling forecasts and monthly MIS across business lines - building these frameworks from
scratch as the entity commences operations
Deliver P&L analysis at product disbursement channel and customer segment level; identify and
clearly explain drivers of variance versus plan
Build and maintain financial models for new product launches and fee economics - translating
credit and business assumptions into financial outcomes
Track and report key NBFC performance metrics: yield on AUM cost of funds NIM credit cost
opex ratio RoA and RoE - building these dashboards for the first time
. Oversight of Group Parent Accounting (Shared Services Interface)
Serve as the primary in-house interface for the group parents accounting shared services team;
own the monthly close calendar and enforce input and output deadlines
Review the month end closing and publish results to management on a timely basis
Ensure correct application of Ind AS 109 and other Ind AS principles related but not limited to EIR /
ECL provisioning entries) in outputs received from the shared services team
Own the reconciliation between loan system data (disbursements repayments NPA tagging) and
the general ledger - any breaks must be identified and resolved before month-end close
Manage intercompany accounting with Group entities - shared service charges technology fees
co-lending settlements - ensuring both sides reconcile cleanly for group consolidation
Regulatory Reporting & RBI Compliance
Own all RBI supervisory return submissions for the NBFC entity: DNBS01 (financial parameters)
DNBS03 (prudential parameters) and associated schedules - timely accurate and reconciled to
financial statements
Oversee NPA classification and provisioning in line with RBIs IRACP norms; ensure Stage 3 (Ind
AS) and NPA (regulatory) classifications are reconciled and differences are documented
Ensure compliance with RBIs Scale-Based Regulation (Middle Layer) requirements on capital
adequacy (CRAR) concentration limits and mandatory disclosures in financial statements
Support the Revenue & Regulatory Reporting SM in preparing and reviewing all RBI returns; final
accountability rests with this role
Internal Financial Controls (IFC) & Consol Framework
Design and implement the Internal Financial Controls framework
Conduct or oversee periodic IFC testing; maintain documentation of control design operating
effectiveness and any gaps with remediation plans
Own the consolidation reporting pack for Airtel Finances contribution to the group consolidated
financials; ensure intercompany eliminations and group accounting policies are applied consistently

Statutory Audit & Board Reporting
Lead the annual statutory audit process end-to-end
Review the annual financial statements (balance sheet P&L cash flow statement notes to
accounts) in line with Ind AS and RBI-prescribed formats
Prepare quarterly Board and Audit Committee financial packs - P&L balance sheet capital
adequacy asset quality and key regulatory metrics
Team Leadership & Finance Function Building
Directly manage critical finance functions of Revenue & Regulatory Reporting (SM) BPA Finance
(SM) and Consol CFR Head - setting clear mandates objectives and development plans for
each
Build the finance functions processes systems and ways of working from the ground up - close
calendars review frameworks MIS templates and escalation protocols
Act as the domain knowledge anchor for the NBFC