AI Scientist (RESL Credit Risk)

Were building a relationship-oriented bank for the modern world. We need talented passionate professionals who are dedicated to doing whats right for our clients.

At CIBC we embrace your strengths and your ambitions so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC please visit

What youll be doing

In this role you will be a key member of the Real Estate Secured Lending Advanced Analytics team within Risk Analytics and Credit Decisioning (RACD). As an AI Scientist for RESL Credit Risk you will lead the development and implementation of agentic AI projects advanced machine learning models and strategies that support the sustainable performance of the RESL portfolio in alignment with CIBCs retail risk appetite. You will operate with a high degree of independence applying your deep subject matter expertise and sound judgment to resolve complex issues and drive impactful decisions. Additionally you will serve as the primary point of contact for RESL AI Risk initiatives with a focus on agentic AI systems end-to-end process and model flow leveraging Databricks.

At CIBC we enable the work environment mostoptimalfor you to thrive in your the flexibility to manage your work activities within a hybrid work arrangement whereyoullspend 1-3 days per week on-site while other days will be remote.

How youll succeed

• AI & Machine Learning Innovation Lead the design development and deployment of advanced AI and agentic AI solutions including machine learning and deep learning models to solve complex business problems and drive automation within RESL credit risk analytics.

• Strategic Portfolio Oversight Lead the development and execution of advanced quantitative modeling and analytics strategies to monitor portfolio performance interpret complex data and proactively identify and forecast key portfolio risk trends.

• Databricks Process & Model Flow Architect implement and optimize end-to-end model development workflows in Databricks ensuring seamless integration reproducibility and scalability of AI/ML models.

• Strategy Development Direct the design and implementation of acquisition and account management strategies ensuring alignment with organizational objectives and optimizing risk-reward tradeoffs for all retail lending products through rigorous champion/challenger methodologies.

• Subject Matter Expertise Serve as a trusted subject matter expert in agentic AI machine learning and RESL credit risk analytics providing guidance and insight on complex issues models and strategies to support business objectives.

• Project Management Lead RESL advanced analytics and AI projects from conception to implementation ensuring successful delivery and measurable impact.

• Stakeholder Management Build strong relationships and collaborate effectively with senior management cross-functional teams and external partners to identify business opportunities resolve complex issues and drive strategic initiatives to successful completion.

Who you are

• You have advanced analytics and AI experience. You hold a Bachelors or Masters degree in a quantitative field such as analytics statistics mathematics computer science or a related discipline. You bring over 5 years of progressive experience in data analytics and machine learning with a strong background in retail credit risk management ideally within the banking industry.

• Youre an expert in agentic AI and machine learning. You have hands-on experience developing deploying and monitoring agentic AI systems and youve built and managed complex machine learning models for real-world applications preferably in financial services.

• You have technical mastery in Python and Databricks. Youre highly skilled in Python and have extensive experience with Databricks including managing end-to-end process and model flows. Youre comfortable with large-scale data processing model orchestration and applying MLOps best practices.

• Youre a collaborative leader and communicator. You have a proven track record of leading coaching and developing high-performing teams in a supportive environment. You empower others to achieve their best and excel at explaining complex ideas and recommendations to diverse audiences effectively influencing stakeholders to drive meaningful change.

• You bring domain knowledge in real estate secured lending. Its an asset if you have a strong understanding of real estate secured lending practices credit risk analytics and regulatory considerations relevant to mortgage and secured lending portfolios.

• You have an ownership mindset. Youre results-driven take initiative and demonstrate a strong sense of ownership in your work. Youre motivated to achieve goals and deliver impactful outcomes.

• Values matter to you. You bring your authentic self to work and live our valuestrust teamwork and accountability.

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What CIBC Offers

At CIBC your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career rather than just a paycheck.

• We work to recognize you in meaningful personalized ways including a competitive salary incentive pay banking benefits a benefits program* defined benefit pension plan* an employee share purchase plan a vacation offering wellbeing support and MomentMakers our social points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation please contact

• CIBC is committed to clarity in our hiring process. All roles posted are opportunities were actively recruiting for unless stated otherwise.

• You need to be legally eligible to work at the location(s) specified above and where applicable must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills test (such as simulation coding French proficiency).

• We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you all that you have to offer and give you the opportunity to learn more about us.

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