Sr. Director, Consumer Card Products

Reporting to the Head of Global Card Products the role-holder will be responsible for initiatives across three broad areas of responsibility:

Credit Expansion: working closely with Corporate Strategy Regional Product partners and other key stakeholders across the business to build out Visas Credit Expansion strategic imperative designed to expand Visas share of carded credit volumes globally and to build new solutions that address non-carded credit opportunities to meet our targeted credit volumes per annum by 2030.

Strengthen Debit: again partnering with Corporate Strategy and key Regional Product and functional stakeholders develop and finalize Visas approach to protecting and expanding our debit & prepaid business within mature markets and growing in other parts of the world managing for competitive and regulatory threats to deliver net revenue targets by FY30

New Solution development & deployment: in line with these strategic initiatives and working closely with regional SMEs technology teams and other key stakeholders deliver new solutions and features to enhance Visas market competitiveness and overall core product utility.

The role-holder will lead a small global team of SMEs and will work closely with colleagues from across Visas global regions as well as with Global stakeholders to develop end-to-end consumer experiences that drive client preference for Visa as a strategic partner and make us an enabler of superior value propositions for digitally-enabled consumers.

The role-holder will be responsible for the identification development commercialization and launch of new ways to grow the consumer credit business as well as strengthening our debit franchise globally as part of Visas 2030 corporate strategy.

You will need to be driven highly collaborative and will be the key interface between the regional/in-market teams and Visas global teams to ensure our platforms drive product differentiation consumer activation and engagement to expand issuance and drive usage.

As well as working with regional client-facing teams you will work closely with colleagues from different Product groups along with Corporate Strategy Marketing Client Services Finance Pricing Risk Legal and Compliance.

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. 

Qualifications :

Basic Qualifications:

12 or more years of work experience with a Bachelors Degree or at least 10 years of work experience with an Advanced degree (e.g. Masters/MBA /JD/MD) or a minimum of 5 years of work experience with a PhD

Preferred Qualifications:

15 or more years of experience with a Bachelors Degree or 12 years of experience with an Advanced Degree (e.g. Masters MBA JD or MD) PhD with 9 years of experience

13 - 15 years of experience and at least 8 10 years of experience in the payments industry preferably in product development product management & strategy

Experience in financial services fintechs retail and ecommerce will be an advantage

Proven experience in P&L ownership & sharp understanding of macroeconomics consumer behavior product operations business processes

Established credentials in delivering product & business solutions and keen interest in payment technology & innovation

Understanding of network product rules technology & financial business models will be advantageous

Strategic thought leadership coupled with execution bias to drive initiatives and meet key result areas

Sound business acumen analytical skills and keen understanding of new technology payments business models & profitability drivers

Understanding of Visa business and organization strongly preferred

Excellent direct & indirect team building & leadership skills; managing local & remote team members as well as dotted line / extended team members in global regions

Masters degree in business engineering or a related field

Additional Information :

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk communicate in person and by telephone frequently operate standard office equipment such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for this position is 229000.00 to 400900.00 USD per year which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge skills experience and addition this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical Dental Vision 401 (k) FSA/HSA Life Insurance Paid Time Off and Wellness Program.

Remote Work :

No

Employment Type :

Full-time