Chief Credit Officer, SVP

Wintrust provides community and commercial banking specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois southwestern Florida northwestern Indiana west Michigan and southern Wisconsin and commercial banking offices in Chicago Denver Milwaukee Grand Rapids Mich. and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont Illinois and listed on the NASDAQ Global Select Market under the symbol WTFC.

Why join us

• An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years)

• Competitive pay and incentive bonus eligible

• Comprehensive benefit package including medical dental vision life a 401k plan with a generous company match and tuition reimbursement to name a few

• Family-friendly work hours

• Promote from within culture

The Chief Credit Officer plays a pivotal role in overseeing and managing the credit risk functions within the organization. Responsibilities include developing and implementing credit risk strategies policies and procedures to ensure prudent lending practices in compliance with the companys credit policy. The CCO will collaborate with executive leadership and key stakeholders to optimize credit decision-making processes and maintain a healthy credit portfolio.

What Youll Do

• Develop implement and maintain credit risk policies guidelines and procedures to effectively identify and mitigate risks in alignment with organizational objectives

• Identify assess and monitor credit risk exposure and key risk indicators (KRI) to ensure compliance with the Loan Policy company risk appetite and industry best practices

• Analyze and evaluate credit portfolios to identify potential risks and opportunities for improvement.

• Track credit performance using trend analysis of KRIs Risk Reports and the interest report to communicate and present reports to executive leadership and the Board of Directors

• Collaborate with the business development team and executive leadership to establish sound credit criteria and decision frameworks

• Provide guidance on complex credit transactions and exceptions

• Oversee the contract origination amendments contract renewals origination and on-going assessment of risk rating clients and legal filing processes

• Lead monitor and develop a high-performing credit risk and underwriting team fostering a culture of continuous learning and professional development

• Strategic planning and collaboration with cross-department stakeholders to help achieve company goals of profitability and production for the year along with overall business objectives

• Ensure compliance with corporate credit policies audit procedures applicable laws and regulations related to credit risk

Qualifications

• Bachelors degree in finance accounting business or another related field

• Minimum 10 years experience in credit risk management within a financial institution

• Strong leadership organizational and decision-making skills

• Deep understanding of financial markets credit risk modeling including commercial consumer and mortgage credit

• Exceptional analytical skills regulatory knowledge and proficiency in credit management software

• Excellent verbal written and interpersonal communication skills

Benefits

Medical Insurance Dental Vision Life insurance Accidental death and dismemberment Short-term and long-term Disability Insurance Parental Leave Employee Assistance Program (EAP) Traditional and Roth 401(k) with company match Flexible Spending Account (FSA) Employee Stock Purchase Plan at 5% discount Critical Illness Insurance Accident Insurance Transportation and Commuting Benefits Banking Benefits Pet Insurance

Compensation

The estimated salary range for this role is $169000-$228000 along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors such as a candidates qualifications skills and experience.

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From our first day in business Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation including community banking and financial services subsidiaries is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race color religion sex age national origin disability veteran status genetic information and other legally protected categories.