Credit Officer

Were building a relationship-oriented bank for the modern world. We need talented passionate professionals who are dedicated to doing whats right for our clients.

At CIBC we embrace your strengths and your ambitions so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC please visit

What youll be doing

As a Credit Officer youll play a pivotal role in managing and overseeing credit risk for CIBCs Commercial Corporate and Industrial portfolios. Youll assess and advise on the creditworthiness of proposed transactions making sure that all new loan opportunities meet the banks credit policies guidelines and risk objectives. Youll review and provide input on detailed credit packages to ensure due diligence is thorough and risk ratings are this role youll work closely with the Senior Director Credit Risk to communicate credit expectations and risk appetite approve or decline credits within your established limits and consult on larger exposures. Youll also mentor credit analysts and junior loan officers participate in industry meetings and contribute to strategic credit risk projects that help shape our approach to risk management.

At CIBC we enable the work environment most optimal for you to thrive in your role. At CIBC we enable the work environment most optimal for you to thrive in your role. Youll have the flexibility to manage your work activities within a hybrid work arrangement where youll spend 3 days per week on-site while other days will be remote.

How youll succeed

• Credit Assessment and Oversight Assess and advise on the creditworthiness of Commercial Corporate and Industrial transactions ensuring alignment with CIBCs credit policies and risk appetite.

• Due Diligence and Risk Rating Review and provide input on credit packages ensuring all due diligence is complete and risk ratings conform to the banks framework.

• Portfolio Monitoring Assist in monitoring portfolio asset quality attend management meetings and support the oversight of Watch and Criticized accounts.

• Mentorship and Team Leadership Mentor credit analysts and junior loan officers fostering growth and knowledge sharing across teams.

• Strategic Initiatives Participate in industry meetings conferences and strategic credit risk projects to stay current on trends and regulatory changes.

• Process Improvement Recommend and implement changes to enhance operational efficiency and effectiveness within the credit risk function.

Who you are

• You bring deep credit risk expertise. You have at least 10 years of experience in Commercial Corporate and Industrial Credit Risk within a US Commercial Bank.

• You have a strong educational background. You hold a bachelors degree in business or finance; an advanced degree is an asset.

• Youre an effective communicator. Your strong verbal and written communication skills help you interact confidently with all levels of staff and management.

• Youre analytical and detail-oriented. Your excellent technical analytical and organizational skills enable you to assess complex situations and present findings clearly.

• Youre a team player and leader. You work well independently and collaboratively and youre committed to mentoring and supporting others.

• Youre proficient with technology. Youre comfortable using the MS Office Suite to organize and present your work.

• Values matter to you. You bring integrity to everything you do and youre committed to upholding CIBCs purpose and shared values.

California residents your privacy rights regarding your actual or prospective employment

At CIBC we offer a competitive total rewards package. This role has an expected salary range of $195000- $235000 USD for the market based on experience qualifications and location of the position (salary range varies based on the location which will be discussed at the time of the interview). The successful candidate may be eligible to participate in the relevant business units incentive compensation plan which may also include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employees needs; including Medical Dental Vision Health Savings Account Life Insurance Disability and Other Insurance Plans Paid Time Off (including Sick Leave Parental Leave and Vacation) Holidays and 401(k) in addition to other special perks reserved for our team members. #LI-TA

*This job is not eligible for employment sponsorship*

What CIBC Offers

At CIBC your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career rather than just a paycheck.

• We work to recognize you in meaningful personalized ways including a competitive salary incentive pay banking benefits a benefits program* a vacation offering wellbeing support and MomentMakers our social points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation please contact

• You need to be legally eligible to work at the location(s) specified above and where applicable must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation coding MS Office). Our goal for the application process is to get to know more about you all that you have to offer and give you the opportunity to learn more about us.

Job Location

Employment Type

Weekly Hours

Skills