Senior P&C Underwriter

Job Description

Senior Property & Casualty Underwriter

Job Summary

Seeking a Senior Property & Casualty Underwriter to join a specialized this role you will independently qualify and price new and renewal business in alignment with program underwriting guidelines and pricing directives. You will also be responsible for servicing accounts in accordance with established service standards.

Compensation Package

• Comprehensive health dental and vision insurance
• Paid time off and holidays
• Professional development opportunities
• Additional benefits to support your well-being and career growth

Responsibilities

• Evaluate and underwrite new and renewal submissions exercising discretion and independent judgment to accept reject or modify proposals.
• Request additional information to qualify submissions and communicate decisions to producers.
• Build and maintain strong relationships with producers serving as the primary point of contact for assigned regions.
• Analyze underwriting information including applications loss runs inspections financial reports and supplemental applications.
• Participate in large account reviews and prepare underwriting strategies for complex accounts.
• Ensure adherence to underwriting authority and service standards.
• Demonstrate expertise in program forms endorsements and rating methodologies.
• Assist in the development of new and existing products and programs.
• Ensure accuracy of final policy products and compliance with quality control and state filing requirements.
• Mentor and train less experienced team members fostering their professional growth.
• Provide guidance to Underwriting Assistants and evaluate their performance.
• Support sales staff by attending agent meetings conventions trade shows and agent visits.
• Maintain accurate and organized files in accordance with standard procedures.
• Monitor risk control and claims activities taking appropriate actions as needed.
• Stay informed about competitor forms and coverages to maintain a competitive edge.
• Perform other duties and special projects as assigned by management.

Qualifications/Requirements

• Bachelors degree in insurance business or a related field preferred.
• Minimum of five (5) years of experience as a Property & Casualty Underwriter with preferred experience in underwriting public entities or educational institutions.
• Must hold or obtain a property-casualty license within three (3) months of hire and maintain it as required.
• Proven expertise in underwriting large accounts and a thorough understanding of commercial insurance.
• Strong analytical skills to exercise sound underwriting judgment and decision-making.
• Excellent organizational skills to manage tasks effectively and maintain high-quality work.
• Effective negotiation oral and written communication skills including presentation abilities.
• Ability to work independently and handle stressful situations with professionalism.
• Detail-oriented with strong research skills.
• Proficiency in IT tools and software applications.
• Professional designations such as AU CPCU or ARM are highly desirable.

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