Credit Analyst Junior
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Job Location:
Yearly Salary:
Posted on:
5 days ago
Vacancies:
1 Vacancy
Job Summary
Purpose of the Job
As a credit analyst at Karmen you will have the opportunity to grow the Karmen portfolio with your own opinion on each deal. As a credit analyst your role will be key in the development of Karmens credit strategy and processes.
Indeed at Karmen we give our 100% confidence in the person who has just joined us. We are focused on working capital deals that help entrepreneurs focus on their operations.
Directly in front of Karmens founders during the credit committee you will have the unique opportunity to explain and debate your decision. To do so you will be directly in contact with the customer (CFOs CEO advisors) to collect information needed for the analysis.
In addition as you are working in FinTech you will be involved in the improvement of Karmens risk evaluation model customer journey and product. Meaning that you will frequently work with the tech product and data departments.
Main missions
Day-to-day at Karmen:
Receiving deals from Karmens sales team ;
Analyzing the transactions and finding the best financing solution for the company ;
Discussing with the management to understand the business model ;
Assessing risks and writing full credit reports for the credit committee ;
Fulfill credit committee expectations and customer interests ;
Negotiating terms with the customer ;
Improving Karmens products and risk evaluation
Improving the overall credit process working with the tech data and product team
Your Manager
You will work daily with Antoine Credit Chief Officer.
Your team & Contacts
You will work with the whole credit team to challenge your decision and how to improve Karmen.
You will work with the Sales team Data and Tech team.
You will have contact with prospects and clients.
Required Experience:
Junior IC
About Company
Financez la croissance de votre entreprise avec Karmen : des solutions de financement sur-mesure, adaptées à vos besoins. Simple. Rapide. Flexible.
