Mortgage Underwriter Part-Time Remote

The HR Pro

Not Interested
Bookmark
Report This Job

profile Job Location:

Toronto - Canada

profile Hourly Salary: $ 25 - 45
Posted on: 7 hours ago
Vacancies: 1 Vacancy

Job Summary

This is a remote position.

About the Opportunity

This is a confidential search being managed by The HR Pro on behalf of our client. Full details will be shared with shortlisted candidates.

Our client is a high-performing mortgage professional building a disciplined systems-driven underwriting operation designed for scale that is looking for an experienced Mortgage Underwriter. With a strong and consistent flow of inbound deals they are seeking a dedicated underwriting partner to take full ownership of files from application through to funding.
This is a fully remote long-term opportunity designed to start part-time (20-25 hours per week) and grow into a full-time role (there is opportunity to start full time for the right candidate) offering performance-based compensation and strong earning potential structured as a contractor position.

The Role


This is a production-focused underwriting role where you will manage multiple files at various stages - from application review through to broker complete.

The focus is clear: clean files strong structuring and efficient execution. You are not responsible for lead generation or client discovery; your role is to take incoming deals and move them forward accurately efficiently and independently.

What Youll Be Responsible For

File Ownership & Underwriting

  • Review incoming applications and supporting documentation through FINMO
  • Analyze credit income and overall deal viability
  • Identify risks early and ensure files are structured correctly before submission
  • Prepare deals for internal placement discussions

Deal Execution & Submission

  • Submit files to appropriate lenders (A B alternative)
  • Ensure files are complete logical and positioned for approval
  • Collaborate with the broker on lender and product placement

Fulfillment & Conditions Management

  • Manage files post-submission through to funding
  • Communicate with lenders clients and third parties to satisfy conditions
  • Keep files moving proactively and efficiently
  • Drive all files to broker complete

Application Fulfillment & Follow-Up

  • Monitor incoming applications and document uploads
  • Follow up with clients for outstanding information
  • Maintain accuracy and consistency across all files

What Success Looks Like


Success in this role means taking full ownership of files with minimal oversight consistently producing clean well-structured submissions and reducing lender back-and-forth. You will become a trusted execution partner helping the business scale through precision and reliability.


Systems & Process Improvement


As the business grows you will contribute to refining systems and workflows identifying inefficiencies and recommending improvements to increase speed accuracy and consistency across the underwriting process.

Work Environment


This is a fully remote high-volume environment requiring the ability to manage multiple files simultaneously and balance proactive work with reactive problem-solving. The role will begin with a structured onboarding and part-time workload transitioning to full ownership of a full-time pipeline as volume scales.



Requirements


  • 3 years of mortgage underwriting and/or fulfillment experience (broker environment preferred)
  • Experience across A B and alternative lending
  • Strong ability to structure self-employed rental and credit-challenged files
  • Experience with mortgage submission platforms (FINMO Filogix or similar)
  • Proven ability to manage multiple files in a high-volume environment
  • Highly detail-oriented process-driven and comfortable working independently
  • Strong written communication skills with lenders clients and partners


Benefits

Compensation & Structure

  • Performance-based compensation with strong earning potential
  • Incentives tied to funded file volume and business growth
  • Structured as an independent contractor position
  • 20-25 hours/week to start with the opportunity to grow into a full-time 40-hour/week role
  • Designed as a long-term opportunity with increasing volume and responsibility




Required Skills:

3 years of mortgage underwriting and/or fulfillment experience (broker environment preferred) Experience across A B and alternative lending Strong ability to structure self-employed rental and credit-challenged files Experience with mortgage submission platforms (FINMO Filogix or similar) Proven ability to manage multiple files in a high-volume environment Highly detail-oriented process-driven and comfortable working independently Strong written communication skills with lenders clients and partners

This is a remote position.About the Opportunity This is a confidential search being managed by The HR Pro on behalf of our client. Full details will be shared with shortlisted candidates. Our client is a high-performing mortgage professional building a disciplined systems-driven underwri...
View more view more