• Our client is ESSA Bank & Trust now part of CNB Financial Corporation
• A regional bank offering commercial banking lending and wealth management services
• Combines a strong local presence with the backing of a larger banking platform
• Stable growing company with tremendous opportunity for career advancement
• Competitive compensation and benefits

What You Will Be Doing

• Manage and grow a portfolio of commercial clients acting as the primary relationship owner
• Build relationships with business owners CEOs and CFOs
• Analyze financial statements and assess creditworthiness of borrowers
• Structure negotiate and manage commercial loans and credit facilities
• Partner with credit teams for underwriting and loan approvals
• Monitor portfolio performance including risk renewals and compliance
• Identify and mitigate credit and portfolio risks
• Drive new business through networking referrals and market outreach
• Cross-sell banking solutions including treasury wealth and private banking services
• Collaborate internally with credit operations and product teams
• Ensure loan documentation accuracy and compliance

Experience You Will Need:

• 2–10 years of experience in commercial banking lending or relationship management roles
• Proven experience in managing and growing commercial client portfolios
• Strong experience in financial statement analysis credit underwriting and risk assessment
• Demonstrated ability in structuring and negotiating commercial loans and credit facilities
• Track record in business development client acquisition and revenue generation
• Ability to build and maintain relationships with senior stakeholders (CEOs CFOs business owners)
• Experience ensuring loan documentation accuracy compliance and regulatory adherence
• Strong collaboration experience with credit teams underwriting and internal stakeholders
• Bachelor’s degree in Finance Business or related field (or equivalent experience)

Skill Matrix

Must-Have

• Commercial client relationship management
• Financial analysis & credit underwriting
• Loan structuring & negotiation
• Portfolio management & risk assessment
• Business development & revenue generation
• Strong communication with senior stakeholders (CFOs CEOs)

Nice-to-Have

• Experience with treasury management / wealth products
• Existing book of business
• Familiarity with regional banking markets
• Exposure to loan committee processes
• Community/networking involvement

Benefits

• Medical Dental Vision & Life Insurance
• 401K with company match
• Paid Time Off & holidays
• Employee wellness and assistance programs
• Student loan repayment support (Gradifi program)
• Special banking rates and financial perks
• Additional voluntary benefits (accident critical illness etc.)