Software Engineer lll Payment Modernization

Job Description:

At Bank of America we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients teammates communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace attracting and developing exceptional talent supporting our teammates physical emotional and financial wellness recognizing and rewarding performance and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America you can build a successful career with opportunities to learn grow and make an impact. Join us!

Job Description:
This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional non-functional and compliance requirements and solutions are well designed with maintainability/ease of integration and testing built-in from the outset. Job expectations include a strong knowledge of development and testing practices common to the industry and design and architectural patterns.

Responsibilities:

• Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements
• Designs develops and modifies architecture components application interfaces and solution enablers while ensuring principal architecture integrity is maintained
• Mentors other software engineers and coach team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack
• Executes story refinement definition of requirements and estimating work necessary to realize a story through the delivery lifecycle
• Performs spike/proof of concept as necessary to mitigate risk or implement new ideas
• Automates manual release activities
• Designs develops and maintains automated test suites (integration regression performance)

Required Qualifications:

• 7 yearsof handson software engineering experience including building and supporting missioncritical systems.
• 7 yearsof handson experience withJavaandSpring Bootbuilding microservices for missioncritical lowlatency systems.
• 2 yearsoftechnical leadershipexperience (Feature Lead / Tech Lead / Senior Engineer) leading delivery for a small to midsized engineering team.
• Experience witheventdriven architectures using Kafka(topic design consumer groups streaming patterns integration with backend services).
• Solid experience withOracle(or similar RDBMS) including schema design for payments performance tuning and transactional integrity.
• Knowledge of wire processing workflows including initiation compliance screening enrichment routing settlement exception handling and investigations.
• Experience designing and deploying services usingcontainers(Docker) andKubernetes including configuration scaling and rollout strategies preferably on a cloud or privatecloud platform.
• Ability to ensure solutions meet regulatory and compliance requirements (OFAC AML sanctions risk controls).
• Expertise applying architectural patterns integration design eventdriven or microservices patterns and modern engineering frameworks.
• Strong handson experience developing automated test suites ensuring coverage across MT/MX message validation schema compliance routing logic performance and resiliency.
• Experience setting up and maturingCI/CD pipelineswith automated quality gates schema validations regression packs and safe deployment controls for missioncritical systems.
• Ability to troubleshoot and resolve complex technical issues across distributed systems including message parsing failures routing defects latency issues or integration errors.
• Excellent mentoring communication and collaboration skills to support engineering teams and influence technical direction across architecture product operations and compliance partners.

Desired Qualifications :

• Familiarity with Federal Reserve Operating Circular 8 CHIPS Operating Rules and SWIFT Standards related to wire message structures and processing requirements.
• 3 yearsworking in highvalue payments preferably in US Wires (Fedwire CHIPS) and/or SWIFT crossborder payments.
• Experience supporting or engineering for highvalue lowlatency payment systems including performance tuning message parsing optimization and resiliency patterns.
• Exposure to fraud detection sanctions screening engines and other risk systems integrated into wire processing flows.
• Knowledge of endtoend wire operational workflows including exceptions repairs adjustments investigations and settlement cycles.
• Experience implementing or integrating monitoring/observability platforms (e.g. Splunk ELK AppDynamics Dynatrace) for wire transaction tracing and operational insights.
• Experience in cloud modernization or microservices transformation for wire or other regulated financial systems.
• Experience with UI frameworks (e.g. Angular) and/or for building operational tools dashboards or auxiliary services around wire platforms.
• Ability to collaborate with Compliance Risk Operations and business SMEs to ensure solutions meet regulatory operational and audit requirements.

Shift:

Hours Per Week:

Pay Transparency details