SSF Governance & Controls InternCo-op (FALL 2026)
Job Summary
Role Type:
Internship/Co-opWork Term:
Fall/Term 1Work Location:
Toronto Ontario CanadaHours:
37.5Pay Details:
$45700 - $74400 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.
As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
Co-op and Internship opportunities allow you to gain valuable work experience acrossa number ofthe businessesat TD. You will work with experienced colleagues receive world class training and be part of a community of students across TD where you will have an impact grow asindividualand experience our culture of care.
OurCo-op/Intern Programmingis offered with select Co-op and Internship roles and is designed to helpyou betterunderstand the TD business build on critical career capabilities and broaden your professional network. This program is designed to complement your on-the job experience and features:
Leadership talks with key Leaders from across the organization
ConnectandLearnson topics such as Innovation
Diversity and Inclusion and Personal Branding and so much more
DEPARTMENT OVERVIEW
Canadian Personal Banking (CPB)provides a comprehensive suite of deposit saving payment and lending products and advice through a network of 1062 branches 3438 automated teller machines (ATM) mobile specialized salesforce and telephone mobile and internet banking services. CPB iscomprisedof the following line of businesses:
Chief Operating Officer (COO)mandate is focused on building and executing innovative strategies for CPB partners that lead to new and deeper customer relationships new revenue streams improved colleague and customer experience and greater productivity overall. The team iscomprisedof subject matter experts in diverse disciplines across strategy finance operations risk management regulatory governance business architecturechange communications event planning talent management multi-media and more.
RealEstate Secured Lending (RESL) & Specialized Sales Force (SSF)help Canadians achieve their homeownership financial goals throughout the entire customer journey with Mortgages and TD Home EquityFlexLines.Italso includesspecialized credit advice underwriting and fulfillment of key processes for Personal Banking.
Canadian Card Payments Loyalty & Personal Lending (CCPL&PL)is responsible forCredit Card and Personal Lending Banking Products that meet the unsecured borrowing needs of Canadians while enhancing TDs loyalty offerings and partnerships that improve the value propositions for our customers.
Everyday Savings & Investing (ES&I)is responsible forthe day-to-day banking products (Chequingdomestic and cross-border banking Overdraft Protection Savings GICs and Mutual Fund products) that meet the everyday banking savings and investing needs of Canadians
Branch Banking Delivery Excellence (BBDE)is responsible forbuilding customer and colleague confidence by supporting approximately 18000 Branch Banking colleagues in TDs more than 1100 branches across Canada.
Digital Transformation & Strategyfocuses on driving CPBs digital strategy in partnership with our business leaders journeyownersand enterprise stakeholders including Platforms and Technology and Transformation Enablement and Customer Experience.
JOB DESCRIPTION
Real Estate Secured Lending (RESL) &Specialized Sales Force (SSF)help Canadians achieve their homeownership financial goals throughout the entire customer journey with Mortgages and TD Home EquityFlexLines.
The1A Governance & Control teamcompletes monitoring andoversight programs related toSales Practice &Conductwhileplayinga governance and risk-focused role supportingthe MMS and Broker businesses. The role is designed to enable business growth while ensuring strong sales practicesmaintainingconductstandards while driving operationaland regulatory compliance acrossSSF National OfficeMobile Mortgage Specialist(MMS) Broker channels.
Ata high level the role acts as a bridge between frontline sales activity and enterprise risk governance and control expectations.The teampartners closely with sales leaders and governance teams toidentifyconduct/ sales practicerisks respond to issuesidentifiedthrough monitoring and audits and ensure controls and oversight remain aligned to TDs regulatoryand operationalframeworksand risk appetite.Overall the role is positioned as a trusted risk and conductand sales practiceadvisor to the SSF businessfocused less on direct sales execution and more on ensuring sustainableevolution and growththrough strong controls ethical sales practices and regulatory/ operationalexcellence.
JOB REQUIREMENTS
Currentlyenrolled inanundergraduate degreein Finance Accounting Analytics DataBusiness/Commerceor relatedfield
Must be enrolled in an undergraduate degree with the intent of going back to school atthe start of your work term
Championingconduct andsales practice governance within SSF by helping shape solutions that promote appropriate salesbehavioursand mitigate risk.
Supporting audit readiness and remediationefforts including evidence collection and action plans to achieve successful (Green)testingoutcomes for the SSF channels.
Maintaining and updating risk and regulatory control inventories ensuring they clearly articulate control purpose and oversight requirements relevant to SSF activities.
Using enterprise data and analytics toidentifytrends investigate issues and escalate risks that couldimpactcustomers colleagues or shareholders.
Acting as a subject matter expert on sales practices conduct risk and frontline impacts within specialized mortgage and lending sales environments.
ADDITIONAL INFORMATION
Add if applicable:Please note that this is a general posting. If you are selected for an interview more informationregardingwhich business group and the specific job duties will be provided.
This position is a 4-month work term and willcommenceSeptember 8th December 18th 2026.
Applications must include a transcript cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
We welcome all applications; however we will only contact qualified candidates chosen for an interview. Thank you for your interest.
TD requires employees toresidein the country where the role islocated irrespective of remote working arrangements
TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such work location and start dates are subject to change.
HOURS
Monday-Friday standard business hours
INCLUSIVENESS
At TD we are committed to fostering an inclusive accessible environment where all employees and customers feel valuedrespectedand supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials or accessible meeting rooms or other accommodation) please let us know and we will work with you to meet your needs.
Who We Are
TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we strive to make every interaction product and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to foster deeper relationships ensure disciplined execution and build a simpler faster banking experience. TD is deeply committed to being a leader in client experience that is why we believe that all colleagues no matter where they work are client facing. Together we are reimagining what banking can be for our clients colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more
Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.
Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If youre passionate about helping clients and building deep lasting relationships TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
Were committed to your success and foster a respectful workplace where diverse perspectives are valued everyone has fair opportunities to grow and you can unlock your full potential to achieve your career goals. Here at TD we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.
Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):
Sans ObjetRequired Experience:
Intern