Senior Software Engineer (Backend)

Self Financial is a venture-backed high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings.

Were looking for people who share our passion and are driven to tackle challenges find solutions and make the financial space better for the communities we serve.

Our team is passionate about challenging the status quo of the credit industry by providing people accessible tools to take control of their credit. Executing on our mission requires deep collaboration across our teams to ensure our products reach the people who can benefit from them the most particularly the 100 million Americans who have no or low credit.

We celebrate diversity and are committed to creating an inclusive environment for all employees. To that end we seek to recruit develop and retain the most talented people from a diverse candidate pool.

About the Role

We are seeking a Senior Software Engineer to support our Payments (PayPort) platform which powers critical business operations and revenue-generating processes. This role is responsible for ensuring the reliability scalability and ongoing development of payment systems and related services.

As a senior member of the team you will contribute to both run the business operations and key initiatives including payment integrations and financial reporting capabilities. You will work cross functionally with product infrastructure and business stakeholders to deliver high-quality resilient solutions.

What youll do:

Payment Platform Ownership

• Support and maintain the PayPort payment platform and related services
• Ensure system uptime reliability and performance of critical payment workflows
• Monitor troubleshoot and resolve production issues impacting payment systems

Development & Delivery

• Design develop and enhance payment processing capabilities and integrations
• Build and support bank and bureau reporting functionality
• Contribute to scalable secure and high-performance software solutions
• Participate in all phases of the software development lifecycle

Operational Excellence

• Support day-to-day run the business operations for payment systems
• Improve system reliability through monitoring alerting and performance optimization
• Implement best practices in testing automation and deployment

Collaboration & Leadership

• Collaborate with cross-functional partners including Product DevOps and Finance
• Participate in code reviews technical design discussions and sprint planning
• Mentor junior and mid-level engineers as needed

What youll have:

• 5-8 years of experience in software development
• Strong experience with backend systems and service-oriented architecture
• Experience supporting or building payment systems or financial platforms
• Proficiency in programming languages frameworks and database systems (SQL)
• Experience with cloud platforms (e.g. AWS)
• Familiarity with CI/CD pipelines monitoring and production support
• Strong problem-solving skills and ability to operate in a production-critical environment

Preferred Qualifications

• Experience with payment processing financial systems or regulated environments
• Experience building bank or bureau reporting systems
• Familiarity with scalability fault tolerance and high-availability systems
• Experience working in high-growth or resource-constrained environments
• Strong communication and cross-functional collaboration skills

Base salary range: $114000 - $169000 annually. Individual pay is based on factors unique to each candidate including skill set experience and other job-related reasons.

Benefits and Perks:

We have the compensation and benefits you expect. But theres one thing that Self Financial can offer that many companies cannot: we can positively change the world while making a profit. We are a team of Builders empowering our customers to build their dreams. We have a Do the Right Thing ethos in all that we do and we hope you value that approach too.

Our perks include:

• Company equity in the form of Stock Options
• Performance-based bonuses
• Generous employer-paid health vision and dental insurance coverage
• Flexible vacation policy
• Educational assistance
• Free gym membership
• Casual dress code
• Team building events and activities
• Remote work arrangements/ flexible work schedule
• Paid parental leave

Self Financial requires all employees hired to successfully pass a background check.

We are an Equal Opportunity Employer.

At this time we are only able to consider applicants who are U.S. Citizens or Green Card Holders for employment opportunities. We appreciate your understanding.