Sr. Home Lending Advisor St. Louis, MO
St. Louis, MO - USA
Job Summary
As a Sr. Home Lending Advisor you will take your clients on a first-class journey to home ownership and deliver strong sales results. You will put your exceptional knowledge and understanding of home lending products to good use by serving as your customers chief point of contact throughout the life of the loan. You will adhere to all regulatory requirements while marketing and promoting the financial products offered by Chase.
Job responsibilities
You will be the home lending specialist at the branch and you will have an opportunity to coach and mentor the branch team by providing training on products and services. You will work together with bankers meeting with their customers and introducing new clients to bankers for additional products and services. Partnering with your team you will create an outstanding customer experience by utilizing centrally managed direct mail media advertisements cross-sell efforts relocation programs statement programs electronic newsletters outbound lead sourcing and other marketing efforts.
Required Qualifications Skills and Capabilities
- Bachelors degree or equivalent work experience in sales and/or real estate preferred
- Minimum three years of mortgage lending and proven sales experience in retail banking required
- Knowledge of real estate market in local area
- Excellent written and oral communication skills
- Knowledge of FHA VA FNMA and FHLMC guidelines
- Internal: Ability to develop a strong partnership with the assigned retail branches to promote mortgage loan originations (in footprint territories) and can function well within formal and dotted-line reporting relationships
- External (Customer): Builds role as the internal and external mortgage expert; builds and maintains good relationships with customers; and exhibits consultative skills to provide recommendations based on financial analysis and expertise product knowledge and knowledge of the customers financial needs goals and circumstances
Preferred qualifications capabilities and skills
FHA/VA sales experience preferred
Marketing promoting relationship building and consulting skills preferred
Intermediate PC skills in a Windows environment preferred
This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such an employment offer for this position is contingent on JPMCs review of your criminal conviction history credit report information available through NMLS and any other information relevant to a determination by JPMC that you demonstrate financial responsibility good character and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements.
In addition this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such upon active employment with JPMorgan Chase you will be required to either register on NMLS or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act including successful registration immediately after your start date and timely completion of annual renewal and required updates thereafter.
Any information obtained during the registration update and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred on your behalf to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record if applicable before submitting. Further information about NMLS and registration requirements of registration can be found at: Experience:
Senior IC
About Company
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans ov ... View more