Engineering Intern, Embedded Finance

The Bancorps Internship program is designed to provide students with a meaningful and challenging hands-on learning experience as well as an inside look into a career in the financial services industry. Interns are immersed into our culture and will work on actual projects within their assigned business line or control function to expand their knowledge and complement their education with real-world job experience.

The Bancorp Bank is seeking an Engineering Intern to join our Embedded Finance Technology team. This role offers hands-on experience building API-driven financial services that power banking and payments products for fintech partners. You will work on real-world systems in a regulated environment contributing to backend services and API development. High-performing interns may be considered for future full-time opportunities.

For over 20 years The Bancorp has been providing nonbank companies with the people processes and banking technology to meet their individual needs. As a result we have become an industry-leading provider of reliable technology-forward solutions that move our partners businesses into the future. At The Bancorp We Define Fintech Partnerships. The Bancorp does more than just enable our clients product innovations we create lasting partnerships with a future-focused approach to technology and services. Today and every day we work to continuously transform the payments landscape.

1. API Design & Development
   • Assists in the design development and testing of RESTful APIs for embedded banking and payments capabilities.
   • Contributes to API specifications using OpenAPI/Swagger.
   • Writes clean testable and maintainable code.
2. Performance & Security
   • Helps optimize APIs for scalability performance and reliability.
   • Applies secure coding practices including authentication and authorization (OAuth2 JWT).
3. Collaboration & Documentation
   • Participates in code reviews and team discussions.
   • Documents technical designs and API workflows.

Qualification Requirements

• Pursuing a degree in Computer Science Software Engineering or related field.
• Understanding of REST APIs HTTP and JSON.
• Experience with at least one programming language (e.g. Java Python JavaScript or Go).
• Familiarity with Git and basic software development practices.
• Experience with backend frameworks (e.g. Spring Boot ).
• Familiar with Postman or Swagger.
• Exposure to cloud platforms (AWS Azure or GCP).
• Strong collaboration & documentation skills.

Program Eligibility

• Eligible to work for any employer in the United States for the full duration of the internship. The Bancorp will not assist in applying for visas or altering the visa status of applications.
• Enrolled full-time in an undergraduate college degree program at the rising junior level junior or senior level standing enrolled in a masters program or recently graduated within the past six months
• Students must have a cumulative GPA of 3.0 this will be confirmed by the recruiter.
• Pursuing a bachelors or masters degree directly related to the department for which the internship program is listed.
• Must be available for full-time internship.
• May not be related to any employee of The Bancorp.

What Success Looks Like

• Contributes to the development of reliable well-documented APIs used in internal and partner integrations.
• Demonstrates the ability to write clean testable and maintainable code.
• Effectively collaborates with engineers and architects to solve technical problems.
• Applies secure coding practices and demonstrates awareness of regulatory considerations.
• Shows measurable growth in technical skills and ownership of assigned components.
• Positions themselves as a strong candidate for future full-time opportunities.

• The Embedded Finance platform is central to The Bancorps strategy of enabling partners to deliver innovative financial products. This role directly supports the development of scalable secure API infrastructure that underpins these offerings. By contributing to core engineering efforts this intern helps ensure the reliability performance and compliance of systems that power real-world financial transactions.

This job will be open and accepting applications for a minimum of five days from the date it was posted.

Working at The Bancorp Bank N.A. and Benefits Information: Culture & Background Screening