AVP Integration Engineer, Embedded Finance

The AVP Integration Engineer assists in the design and delivery of secure scalable integrations across third-party payment gateways banking APIs and financial services platforms. This role combines hands-on engineering with technical ownership ensuring reliable data exchange optimized transaction flows and regulatory compliance. The position partners closely with Product Compliance and Customer teams to enable seamless connectivity across the Bancorp ecosystem while maintaining high standards for performance security and observability.

For over 20 years The Bancorp has been providing nonbank companies with the people processes and banking technology to meet their individual needs. As a result we have become an industry-leading provider of reliable technology-forward solutions that move our partners businesses into the future. At The Bancorp We Define Fintech Partnerships. The Bancorp does more than just enable our clients product innovations we create lasting partnerships with a future-focused approach to technology and services. Today and every day we work to continuously transform the payments landscape.

1. API Architecture & Integration Delivery

• • Designs develops and maintains RESTful and GraphQL APIs for financial services integration
  • Builds middleware solutions enabling connectivity across payment gateways processors and banking partners
  • Develops developer-friendly SDKs (Python Java ) to accelerate partner integrations
  • Maintains comprehensive API documentation using Swagger/OpenAPI standards

1. Payments & Financial Data Processing

• • Integrates with payment gateways card processors and ACH/wire providers to support end-to-end transaction flows
  • Designs and supports real-time ledger systems for transaction tracking balances and settlements
  • Builds ETL pipelines for financial data processing reconciliation and reporting
  • Optimizes payment settlement and reconciliation workflows for performance and accuracy

1. Security Risk & Regulatory Compliance

• • Implements secure authentication mechanisms including OAuth 2.0 JWT and API key frameworks
  • Ensures adherence to PCI-DSS SOC 2 GDPR and financial data protection standards
  • Partners with risk and compliance teams to align APIs with regulatory expectations including KYC/AML considerations
  • Embeds secure design principles across all integration layers and data exchanges

1. Platform Reliability & Scalability

• • Designs high-availability systems with redundancy failover and resilience built into integration layers
  • Implements observability practices including monitoring logging and alerting for API performance
  • Drives scalable architecture decisions leveraging event-driven design and asynchronous processing
  • Utilizes message brokers such as Kafka or RabbitMQ to support distributed systems

1. Cross-Functional Collaboration & Support

• • Partners with Product Managers to translate business requirements into scalable technical solutions
  • Supports customer success and integration teams in troubleshooting API issues and partner onboarding
  • Collaborates with engineering operations and compliance stakeholders to ensure seamless platform connectivity
  • Contributes to continuous improvement of integration standards tooling and best practices

Qualification Requirements

• Undergraduate degree in Computer Science or related field or equivalent experience
• 7 years of experience in financial services with 35 years focused on API development and integration in fintech banking-as-a-service or payments
• Strong expertise in RESTful and GraphQL APIs middleware integration patterns and developer enablement (SDKs documentation)
• Hands-on experience with authentication protocols including OAuth 2.0 JWT and API key frameworks
• Proven experience integrating payment systems card processors and ACH/wire networks
• Deep understanding of PCI-DSS SOC 2 GDPR and secure financial data handling including KYC/AML considerations
• Experience designing scalable high-availability systems with observability monitoring and failover capabilities
• Proficiency in event-driven architecture asynchronous processing and message brokers (Kafka RabbitMQ)
• Experience with integration platforms and tools such as IBM API Connect DataPower IBM ACE or WebMethods
• Familiarity with cloud environments (AWS PrivateLink) and embedded finance digital banking or lending platforms
• Strong cross-functional collaboration communication and project ownership skills including risk awareness within a banking environment

What Success Looks Like

• API integrations deliver high uptime low latency and seamless partner connectivity.
• Payment and settlement processes operate with accuracy scalability and minimal reconciliation issues.
• All integrations meet or exceed regulatory and security standards with no compliance gaps.
• Developer experience improves through clear documentation and reliable SDKs.
• Cross-functional teams report efficient onboarding and reduced integration friction.
• Platform reliability improves through observability monitoring and proactive issue resolution.

Why This Role Matters

This role is critical to enabling Bancorps embedded finance and payments strategy by ensuring reliable secure connectivity across partners and platforms. It directly impacts revenue generation through faster partner onboarding and improved transaction performance. The position also plays a key role in managing regulatory risk by embedding compliance into integration architecture. By strengthening scalability and resilience this role supports long-term platform growth and operational excellence.

This job will be open and accepting applications for a minimum of five days from the date it was posted.

Working at The Bancorp Bank N.A. and Benefits Information: Culture & Background Screening