AVP API Developer, Embedded Finance

The AVP Embedded Finance API Developer is responsible for designing building and supporting secure scalable API and integration solutions within a banking and fintech ecosystem. This is a hands-on execution-focused role that develops and maintains APIs integrating with core banking platforms payment processors fintech partners and SaaS providers. Operating within a regulated financial services environment this role ensures solutions meet strict security compliance and performance standards. The position also owns API infrastructure across development testing and production environments driving stability scalability and operational excellence.

1. API Development & Lifecycle Management

• • Designs builds and maintains RESTful APIs using JSON standards.
  • Publishes manages and governs API lifecycles within IBM API Connect (APIC).
  • Develops and maintains integrations using IBM App Connect Enterprise (ACE) including ACE Web methods and Integration Hub technologies.

1. Integration & Connectivity

• • Implements and supports integrations using IBM DataPower (IDPM/IPDM).
  • Enables connectivity with core banking systems payment processors card networks fintech partners and SaaS platforms.
  • Manages secure hybrid connectivity between on-premise systems and cloud environments.

1. Infrastructure & Cloud Engineering

• • Configures and troubleshoot AWS infrastructure components including VPCs security groups network ACLs load balancers and PrivateLink.
  • Supports environment isolation and IP management strategies across DEV UAT and PROD environments.

1. Security Compliance & Governance

• • Configures and manages API gateway security policies (OAuth2 JWT mTLS rate limiting IP whitelisting).
  • Ensures all API and integration solutions meet regulatory security and compliance requirements.
  • Maintains audit-ready documentation of system configurations integration flows and infrastructure.

1. Operations & Incident Management

• • Troubleshoots API outages latency issues SSL/TLS certificate errors and third-party connectivity failures.
  • Participates in incident response related to API availability system performance and partner integrations.
  • Supports deployments and ongoing maintenance across development testing and production environments.

Qualification Requirements

• 2-5 years of hands-on API and integration experience in banking fintech or other regulated environments.
• Strong experience with IBM API Connect (APIC) IBM DataPower (IDPM/IPDM) IBM App Connect Enterprise (ACE) and Web methods.
• Solid understanding of REST/JSON APIs and API security frameworks (OAuth2 JWT mTLS).
• Experience managing SSL/TLS certificate lifecycles network segmentation and IP management.
• Hands-on AWS experience including PrivateLink and cloud networking components.
• Experience supporting production environments with strict uptime reliability and compliance requirements.
• Strong troubleshooting skills across application gateway and network layers.
• Experience integrating with payment platforms (e.g. card processors ACH payment gateways) preferred.
• Familiarity with Open Banking APIs preferred.
• Experience working within FFIEC OCC FDIC or similar regulatory frameworks preferred.
• Experience supporting vendor integrations (e.g. Galileo core processors digital banking platforms) preferred.
• CI/CD pipeline experience for API deployments preferred.

What Success Looks Like

• APIs are reliable secure and scalable across all environments.
• Integration solutions meet uptime performance and compliance expectations.
• Issues are proactively identified and resolved with minimal business disruption.
• API infrastructure supports seamless connectivity with internal systems and external partners.
• Documentation and configurations are audit-ready and aligned with regulatory standards.

Why This Role Matters

This role is critical to enabling The Bancorps embedded finance strategy by powering secure scalable integrations across the fintech ecosystem. The API Developer ensures that partners platforms and internal systems can connect reliably supporting innovation while maintaining the highest standards of security and compliance in a regulated banking environment.

This job will be open and accepting applications for a minimum of five days from the date it was posted.

Working at The Bancorp Bank N.A. and Benefits Information: Culture & Background Screening