Risk Division- Salt Lake City Associate, Credit Risk

Job Duties:Associate Credit RiskwithGoldman Sachs & Co. LLCinSalt Lake City Utah.Assess and manage the risk of loss resulting from the failure of a counterparty to meet its contractual obligations across the firms trading and credit businesses. Responsible for approving transactions setting credit exposure limits monitoring adherence to those limits measuring credit exposure and losses from counterparty default. Conduct in-depth analyses related to causes and effects of credit events and conduct sector and/or regional (i.e. country) based concentration analyses. Recommend and defend internal and regulatory risk ratings for counterparts/transactions as required. Perform counterparty research reviews and analysis of corporate counterparts. Present findings and recommendations to senior management and answer questions relating to analysis performed. Proactively monitor and assess counterparts and industry subsectors including based on market indicators regulatory guidance rating agency commentary and counterparty surveillance and report relevant information and its impact to senior management in a timely manner.

Job Requirements:Masters degree (U.S. or foreign equivalent) inFinance Computational Finance and Risk Management Economics or a related fieldand one (1) year of experience in job offered or a related role OR Bachelors degree (U.S. or foreign equivalent) inFinance Computational Finance and Risk Management Economics or a related fieldand three (3) years of experience in job offered or a related role.

Prior experience must include one (1) year with Masters degree or three (3) years with Bachelors degree with the following: applying accounting methods (both Generally Accepted Accounting Principle and International Financial Reporting Standards) to analyze financial reports and explain performance variances; preparing reports on capital calls and financing portfolios as well as presenting findings in terms of credit exposures and lending counterparties to senior management; analyzing credit documents such as underwriting memoranda and loan/derivative documentation; experience with credit regulatory processes such as the Shared National Credit or Allowance for Loan and Lease Losses; working with derivatives loans and other products that give rise to credit risk to institutional counterparties; using credit bureau data and other alternate data sources; building financial models in Excel using advanced functionality including macros pivot tables v-lookup slicers and h-lookup and Microsoft PowerPoint to produce and present analytical insights and highlight data trends; and utilizing Business Intelligence Software solutions including Tableau to provide actionable insights for Business decisions.

The Goldman Sachs Group Inc. 2025. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race color religion sex national origin age veteran status disability or any other characteristic protected by applicable law.