Senior Manager, Dealer Credit Examiner

Who We Are

Through our service brands Hyundai Motor Finance Genesis Finance and Kia Finance Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai Genesis and Kia customers and dealerships. We provide vehicle financing leasing subscription and insurance solutions to over 3 million consumers and businesses. Embodying our commitment to grow innovate and diversify we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering philanthropy and the empowerment of our Employee Resource Groups. Together we strive to be the leader in financing freedom of movement.

We Take Care of Our People

Along with competitive pay as an employee of HCA you are eligible for:

Medical dental and vision plans with no-cost and low-cost options

Annual employer HSA contribution

401(k) matching and immediate vesting

Vehicle purchase and lease discounts plus monthly vehicle allowances by job level:

o Associate / Sr. Associate: $350

o Manager / Sr. Manager: $600

o Director: $800

o Executive Director: $900

o VP or Above: $1000

100% employer-paid life and disability insurance

No-cost health and wellbeing programs including a gym benefit

Six weeks of paid parental leave

Paid Volunteer Time Off plus a company donation to a charity of your choice

What To Expect

Were seeking a senior credit risk professional to conduct independent on-site financial reviews of automobile dealerships this role youll travel extensively across the U.S. to assess dealer cash flow liquidity working capital and overall financial condition through hands on reviews of books records and bank activity. Your work will support both new loan originations and existing credit relationships by providing clear objective financial insight to Commercial Risk and Credit leadershipwhile remaining independent of underwriting and approval decisions. This is a highly visible role for candidates who enjoy field-based analysis travel and applying sound judgment to complex credit and risk situations. Youll play a key part in safeguarding portfolio quality supporting criticized asset decisions and strengthening overall credit risk governance.

What You Will Do

Conduct onsite financial reviews of new and existing commercial borrowers

Review books records accounting systems and bank activity for accuracy and reliability

Analyze cash flow liquidity working capital and balance sheet integrity

Perform bank reconciliations and assess true available cash

Identify financial weaknesses trends and risk indicators

Recommend financial statement and working capital adjustments

Prepare concise field examination and credit review reports

Support risk grading watchlist/criticized asset decisions

Provide independent financial analysis for workouts restructurings and special situations

Partner with Commercial Risk Credit and Legal while maintaining secondline independence

What You Will Bring

8 years of commercial credit financial analysis field exams or risk oversight in Dealer Financial Services Commercial Banking Commercial Credit Review or Forensic Accounting

Bachelors degree in Accounting Finance or related field

CPA CFE or CFA a plus

Deep understanding of cash flow liquidity and working capital

Strong experience with Credit risk grading frameworks

Comfortable conducting borrower onsite reviews

Clear confident communicator with strong judgment

Ability to engage with senior leadership and borrower management teams

Experience with criticized assets or special situations a plus

Ability to travel and conduct assessments on site at dealer locations

Work Environment

Employees in this class are subject to extended periods of sitting standing and walking vision to monitor and moderate noise levels. Work is performed in an at home and office environment.

The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range.

California Privacy Notice

This notice only applies to our applicants who reside in the State of California.

The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice at or before the point of collection about the categories of personal information to be collected from you the purposes for which your personal information is collected or used and whether that information is sold or shared so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018 as amended as amended by the California Privacy Rights Act of 2020 (CCPA).

If you have any questions about CCPA regarding California residents or HCA team members please contact the Privacy Team at .