Summer Internship BBVA Spark – Structured Debt Underwriting (Risk)

Excited to grow your career

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121000 professionals working in multidisciplinary teams with profiles as diverse as financiers legal experts data scientists developers engineers and designers.

At BBVA Spark our Structured Debt Underwriting team plays a vital role in evaluating and facilitating credit solutions specifically tailored for high-growth companies. Focused on the intersection of risk and innovation this unit specializes in analyzing complex financial metrics and business plans to support strategic underwriting decisions.

As an Intern you will work closely with experienced risk professionals to support the analysis of ongoing transactions assist in the review of financial statements and contribute to the preparation of internal assessment materials. This position offers a unique opportunity to gain practical exposure to the underwriting process and credit risk management providing a solid foundation in how BBVA evaluates and supports the next generation of industry leaders

About the job:

What are we looking for

• Academic Background: Penultimate-year undergraduate or Masters students in Business Administration Economics Engineering or other quantitatively oriented disciplines.

• Analytical Skills: Strong interest in finance and risk analysis with a focus on high-growth companies.

• Languages: Full professional proficiency in English (Mandatory).

• IT Skills: Proficiency in Microsoft Office particularly Excel and PowerPoint.

• Attitude: High attention to detail proactive learning mindset and the ability to work collaboratively in a fast-paced environment.

• Right to Work: Candidates must demonstrate the Right to Work in the UK; evidence will be required during the interview stage.

• Availability: Applicants must be available to complete the full internship duration during the summer months (May to August).

Key Responsibilities (Support & Training focus)

Financial & Risk Analysis Support

• Assist in the review and organization of financial information derived from business plans and financial statements.

• Support the team in analyzing key financial metrics to contribute to the assessment of credit risk.

• Assist in the preparation of internal materials and presentations for risk evaluation purposes.

Deal & Underwriting Support

• Support the team in the analysis of ongoing transactions by helping to organize relevant information and documentation.

• Assist in the preparation of summaries and internal documentation related to deal assessment.

• Help ensure that all required documentation for underwriting processes is properly structured and organized.

Team & Administrative Support

• Support the team in gathering basic documentation required for internal assessment processes.

• Support day-to-day team activities including routine documentation tasks and general administrative assistance.

What you will get from us:

• Exposure to Credit Risk & Underwriting: Understand how credit decisions are made for high-growth companies within the BBVA Spark ecosystem.

• Financial Analysis Fundamentals: Gain hands-on experience reviewing financial statements and key metrics to support risk assessment.

• Deal Evaluation Process: Practical insight into how transactions are analyzed and documented within a global financial institution.

• Mentorship & Team Collaboration: Work closely with and learn from experienced risk professionals gaining valuable insights into decision-making processes.

Skills: