Commercial Portfolio Manager Salt Lake City, UT

Zions Bank recognizes that its success comes from the dedicationexperienceand talents of its diverse employee base. As we usher in the next generation of bankingwerecommitted to being the premier employer of to have ranked amongAmerican Bankermagazines Best Banks to Work Foralmosteveryyear since 2013 as Best Employer from Utahs Best of Stateamong the Best Places to Work in Idaho and among theSalt Lake TribunesTop Workplaces. Make the leap into a new era of banking. Let us transform your career.

With benefits starting on day one 12 bank holidays profit sharing and company-matched 401(k) contributions Zions is committed to career growth and advancement. At Zions the possibilities are endless. You bring the talent; we bring the opportunity.

We are seeking aCommercial Portfolio Managerto join Zions Bancorporation. The Portfolio Manager plays a key role in supporting multiple Relationship Managers (RMs) by managing a diverse portfolio ofcommercial real estateconsumerand mortgage credit relationships. This position offers a unique opportunity to workonabroad range ofcredit opportunitieswith analysis of business andindividual financialstatements andassistingRelationship Managerswith underwriting risk mitigation and credit overrides. The role is ideal for candidates with strong credit experience who are eager to expand theirexpertisein both consumer and commercial lending environments. If you are looking for a dynamic learning-focused environment with exposure to a variety of credit products and client needs this is the role for you.

Responsibilities:

• Manage and service a portfolio ofcommercialconsumerand mortgage credit relationships supporting multipleRelationship Managers.

• Assist Relationship Managerswith credit requests deal structuring andoverridesforcommercial andconsumer loans.

• Perform detailedanalysisand risk mitigation on adiversified portfolio of commercial andconsumerclients with an emphasis on individual financial statements and cash flow.

• Spread and analyze financial statements forbusinesses andindividuals.

• Address industry risks collateral requirements loan structuring and pricing.

• Monitor credit performance prepare loan presentations and handle reporting on past dueloans documentation and collateral exceptions.

• Maintain and expand client relationships ensuring a high degree of customer satisfaction.

• Collaborate with Relationship Managersto support credit and portfolio management activities.

• Takeprimary responsibility forsystem boarding ofcommercial loans.

• Work acrossand collaborate withmany different functional areas of theorganization.

• Contribute to the development of organizational goals andobjectives.

Qualifications:

• 4 years of credit-associated lending experience or 7 years of related experience.

• Advanced knowledge of credit analysis financial statement spreading and underwriting especially for individuals.

• Experience with consumer and/or commercial lending including risk mitigation and loan documentation.

• Strong analytical skills and attention to detail.

• Proficiencyin PC skills and experience with bank loan and deposit systems preferred.

• Excellent oral and written communication skills for client and internal interactions.

• Ability to work independently under limited direction and develop solutions to complex problems.

• Experience supporting multiple stakeholders and managing a high volume of diverse credit requests.

• Bachelors degreerequired; equivalent combination of education and experience may be considered.

Benefits:

• Medical Dental and Vision Insurance - START DAY ONE!

• Life and Disability Insurance Paid Parental Leave and Adoption Assistance

• Health Savings (HSA) Flexible Spending (FSA)and dependent care accounts

• Paid Training Paid Time Off (PTO) and 11 Paid Federal Holidays and any applicable state holidays

• 401(k) plan with company match Profit Sharing competitive compensation in line with work experience

• Mental health benefits including coaching and therapy sessions

• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business maximum of $5250 per calendar year employees are eligible for the program upon hire

• Employee Ambassador preferred banking products

Location and Work Arrangement:

This position is five days in the office at our downtown headquarters.

Located in the heart of downtown Salt Lake City the Zions Bank Building serves as the headquarters of both Zions Bancorporation and Zions Bank. The building sitsadjacent toCity Creek Center a world-class shopping and dining destination with more than 100 stores and restaurants. The Zions Bank Building stands tall among Salt Lake Citys central business district providing hundreds of team members with an exceptional work environment and features such as:

• Easy access to the City Creek UTA TRAX station as well as various electric vehicle charging stations in most City Creek area garages;

• An employee-only fitness center and bike storage;

• An employee lounge kitchen micro market game tablescouchesand TVs;

• Private mothers rooms and lockers; and

• Access to downtown shopping diningartsand entertainment.