Sr. Consultant SW Engineer

Visas Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the worlds most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants 15k Financial Institutions and billions of everyday people. While working with us youll get to work on complex distributed systems and solve massive scale problems centered on new payment flows business and data solutions cyber security and B2C platforms.     

The Opportunity: 

We are looking for Versatile curious and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer you will be an integral part of a multi-functional development team inventing designing building and testing software products that reach a truly global customer base. While building components of powerful payment technology you will get to see your efforts shaping the digital future of monetary transactions.   

The Work itself: 

• Design code and systems that touch 40% of the world population while influencing Visas internal standards for scalability security and reusability 
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings 
• Actively contribute to product quality improvements valuable service technology and new business flows in diverse agile squads 
• Develop robust and scalable products intended for a myriad of customers including end-user merchants b2b and business to government solutions. 
• Leverage innovative technologies to build the next generation of Payment Services Transaction Platforms Real-Time Payments and Buy Now Pay Later Technology 
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities 

Essential Functions:

• Works directly with product owners to gather and refine requirements across products adding and taking into account existing tools and solutions across the organization.
• Develops and designs advanced architect solutions that are robust and scalable considering integrations with other solutions across the internal technical ecosystem.
• Provides domain expertise on the development of technical documentation of solutions and contributes to standard processes in technical documentation as needed.
• Plays a key role in the development and delivery of new features across products from end-to-end.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications :

Basic Qualifications:

8 years of relevant work experience with a Bachelors Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters MBA JD MD) or 2 years of work experience with a PhD OR 11 years of relevant work experience.

Preferred Qualifications:

9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters MBA JD MD) or 3 or more years of experience with a PhD

Degree in Computer Science Engineering Information Technology or a related field (or foreign equivalent) and 8 years of relevant work experience; OR

Masters degree in a related field (or foreign equivalent) and 5 years of relevant work experience; OR

PhD in a related field (or foreign equivalent) and 2 years of relevant work experience; OR

12 years of relevant work experience in lieu of a degree.

Combinations of education and experience that achieve equivalent proficiency will be considered.

You excel in several of the following (we dont expect all):

LLM & AI/ML Integration (Core Requirement) 4 years integrating AI/ML capabilities into enterprise-grade platforms (or equivalent experience) including 2 years with LLM orchestration Retrieval-Augmented Generation (RAG) embedding models vector databases and API integration of generative AI services (e.g. ChatGPT Microsoft Copilot Anthropic Claude or equivalent).

Full-Stack Engineering & Integration Architecture 7 years designing building and delivering secure highly available applications across backend services (Java Go Python or equivalent) and modern front-end frameworks (React Angular Vue or equivalent) with expertise in API-first platforms UI integration REST/gRPC/GraphQL and event-driven patterns (or equivalent).

Cloud & Containerization 5 years with public cloud platforms (AWS Azure GCP or equivalent) and container orchestration (Docker Kubernetes OpenShift or equivalent) including scaling optimization and cost management.

Data Management 7 years working with relational databases (Oracle MySQL PostgreSQL or equivalent) and NoSQL databases (MongoDB Cassandra or equivalent) including schema design query optimization and distributed transactions.

Application & Infrastructure Security 5 years applying secure-by-design principles API security and vulnerability remediation (OWASP Top 10 TLS IAM PCI DSS GDPR or equivalent) in enterprise environments.

Responsible AI & Governance Experience implementing bias detection explainability human-in-the-loop workflows and compliance controls within AI systems aligned to enterprise governance frameworks (or equivalent).

Developer Enablement & Generative AI in Engineering 5 years improving developer productivity through API standards SDKs CLI tools and automation frameworks (or equivalent) including at least 1 year applying generative AI across the SDLC (e.g. GitHub Copilot Cline Cursor Claude Code or equivalent) for code reviews automated documentation user story creation and workflow automation.

Observability & Monitoring (Nice to Have) Familiarity with observability frameworks and monitoring/tracing tools (Prometheus Grafana ELK OpenTelemetry or equivalent) to support performance and reliability in distributed or AI-enabled systems.

Multi-Agent Orchestration (Nice to Have) Familiarity with agentic frameworks (e.g. LangChain Semantic Kernel or equivalent) and multi-agent communication patterns (e.g. ACP A2A ANP or similar).

The Skills You Bring:

Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale

Challenge the Status Quo: Comfort in pushing the boundaries hacking beyond traditional solutions

Language Expertise: Expertise in one or more general development languages (e.g. Java C# C)

Builder: Experience building and deploying modern services and web applications with quality and scalability

Learner: Constant drive to learn new technologies such as Angular React Kubernetes Docker etc.

Partnership: Experience collaborating with Product Test Dev-ops and Agile/Scrum teams

Additional Information :

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk communicate in person and by telephone frequently operate standard office equipment such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for this position is 152200.00 to 243700.00 USD per year which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge skills experience and addition this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical Dental Vision 401 (k) FSA/HSA Life Insurance Paid Time Off and Wellness Program.

Remote Work :

No

Employment Type :

Full-time