Analyst Financial Sponsors Portfolio Management

• To support Associate Directors and/or Directors with all aspects of the in-life management of the Financial Sponsors portfolio. You will be required to work collaboratively as part of a team to ensure all client relationships are managed in accordance with the principles of the SL business model procedures and best practice.
• To support the end to end credit process including but not limited to: i) preparation of credit submissions; ii) presenting transactions to credit committee; and iii) preparation of legal documentation. Candidates contribution would span across all areas of the credit spectrum including but not limited to facility amendments (e.g. facility increases) covenant waivers / resets and in-life M&A activity.
• Post new deal execution the candidate will be required to actively support in the management of ongoing exposures across a variety of Financial Sponsor Clients. Management of credit stewardship are key parts of this role and include:
  • Diligently monitoring the performance of counterparties ensuring monitoring trackers and call reports are promptly updated post receipt of monthly MI.
  • Analysing complex financial information including statutory accounts; management accounts (incorporating cash flow analysis) budgets and forecasts (including sensitivity analysis) and Financial Due Diligence reports.
  • Support in checking covenant calculations and undertaking look forward modelling and using these combined with overall financial analysis to identify concerning trends.
  • Undertaking credit grading analysis and completing pricing models to help ensure the correct balance of risk and reward is maintained across the portfolio.
  • Support and contribute to the preparation of Annual Reviews / Credit Requests.
  • Support on amendments restructures and facility enhancements; and to be alert for new business / expansion opportunities with existing customers.
  • To actively communicate and escalate potential risks in a prompt and effective manner including EWIs and Watch triggers.
  • Ensure accuracy and integrity of data and records as well as detecting errors.
  • Consider market macroeconomic and regulatory impacts on the portfolio and promptly flag any risks.
  • Participate in rolling out new strategic initiatives for Structured Lending including compliance regulatory and risk management oversight and attend relevant industry events.
• To support in liaising with clients to deliver excellent customer service and added value. Attend client visits as required drafting agendas and visit reports. Help to develop and maintain strong multi-layered relationships with clients at operational and board level maximising client life and retention. Act as a key support contact for clients and other internal departments.
• To liaise effectively with the other parts of the Shawbrook Group who play their part in the Financial Sponsors output including Operations Credit and Finance.
• To communicate and escalate potential issues/risks in a prompt and effective manner. To provide support in managing the overall compliance and risk management framework of SL

Qualifications :

• Degree or equivalent or work experience appropriate to the role.
• Proven experience in structuring and executing lending transactions.
• Strong analytical skills including advanced knowledge of Excel. Experience with financial models and good understanding of financial statements is beneficial.
• Industry knowledge in the general finance market desirable but not essential including a good understanding of lending practices and credit processes.
• Strong customer service presentation and negotiation skills.
• Good commercial financial acumen and capability in strategic thinking.

Additional Information :

Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:

• Market leading family friendly policies such as access to our Maternity Adoption and Paternity policies from Day 1 of your employment
• Free access to Headspace a mindfulness & meditation digital health app
• Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
• EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns mental wellbeing and more general queries around family work housing and health
• Cycle to work scheme
• Discounts on gym membership
• Contributory pension scheme & death in service

Your Lifestyle - Its important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when youre enjoying your leisure time.

• Minimum of 27 days holiday per year
• Option to buy or sell holiday days through our flexi-holiday scheme
• Discounts on gym membership nationwide
• Access to discounts on a range of high street and online brands
• Community support and charitable giving

Your Contribution - Were focused on rewarding those that go the extra mile in helping us achieve our goals.

• Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
• Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done

Remote Work :

No

Employment Type :

Full-time