Chief Capital Officer

Job Description: Chief Capital Officer (CCO Capital)

Industry: Banking Financial Services Insurance Investment

Job Type: Full-Time

Reporting To: Chief Financial Officer (CFO) / Chief Executive Officer (CEO)

Job Summary

The Chief Capital Officer (CCO Capital) is responsible for overseeing the organizations capital strategy capital adequacy and optimization across all business units. This role ensures efficient allocation of capital compliance with regulatory requirements and alignment with the organizations growth objectives.

The CCO plays a critical role in balancing risk and return supporting strategic initiatives and maintaining strong capital positions in a highly regulated financial environment.

Key Responsibilities

1. Capital Strategy & Planning

Develop and execute capital management strategies aligned with business goals

Optimize capital allocation across business units and investment portfolios

Support long-term capital planning and stress testing

Provide strategic insights on capital efficiency and return optimization

2. Capital Adequacy & Regulatory Compliance

Ensure compliance with capital adequacy requirements (e.g. Basel III/IV solvency frameworks)

Monitor capital ratios and regulatory limits

Liaise with regulators and ensure timely reporting

Stay updated on regulatory developments impacting capital requirements

3. Capital Optimization & Performance

Drive return on capital optimization across the organization

Evaluate capital usage efficiency and recommend improvements

Support pricing strategies and risk-adjusted return analysis

Align capital deployment with risk appetite and strategic priorities

4. Stress Testing & Risk Integration

Lead capital stress testing and scenario analysis

Integrate capital planning with enterprise risk management frameworks

Collaborate with risk treasury and finance teams

Assess impact of economic and market changes on capital position

5. Strategic Transactions & Growth Support

Support mergers acquisitions and capital restructuring initiatives

Provide capital-related insights for investment decisions

Collaborate with business units on expansion strategies

Evaluate funding options and capital raising opportunities

6. Stakeholder & Regulatory Engagement

Serve as a key point of contact for regulators on capital matters

Present capital strategy and performance to executive leadership and Board

Engage with investors rating agencies and external stakeholders

Ensure transparency and accuracy in capital disclosures

7. Leadership & Team Management

Lead and develop capital management and financial strategy teams

Foster a culture of accountability analytical rigor and performance

Support talent development and succession planning

Drive cross-functional collaboration across finance risk and treasury

Key Requirements

Education

Masters degree in Finance Economics Business Administration or related field

Professional certifications such as CFA FRM or CPA are highly desirable

Experience

1218 years of experience in capital management finance treasury or risk roles

Proven experience in senior leadership roles within banking financial services insurance or investment sectors

Strong track record in capital planning regulatory compliance and financial strategy

Skills & Competencies

Deep understanding of capital frameworks (Basel III/IV solvency regulations)

Strong analytical and financial modeling skills

Expertise in risk-adjusted performance and capital optimization

Strategic thinking and decision-making ability

Leadership and team management

Excellent communication and stakeholder engagement

Ability to operate in a complex highly regulated environment

Key Performance Indicators (KPIs)

Capital adequacy ratios (e.g. CAR Tier 1 ratio)

Return on capital (ROC) and capital efficiency

Compliance with regulatory capital requirements

Effectiveness of stress testing and scenario planning

Alignment of capital allocation with business strategy

Stakeholder confidence and regulatory feedback

Preferred Attributes

Experience in multinational or complex financial institutions

Exposure to regulatory reporting and capital market transactions

Strong relationships with regulators investors and rating agencies

Ability to drive capital efficiency in dynamic market conditions

Compensation & Benefits

Competitive executive salary

Performance-based incentives

Long-term incentives (where applicable)

Executive benefits and allowances