Multi-line Senior Claims Adjuster Water Districts Program

Job Title: Multi-line Claims Adjuster - Water Districts Program

Location: Remote / Hybrid (dependent upon on proximity of office location)

Reports To: Charlie Stevens

Employment Type: Full-Time

Job Requisition ID: 2026-204

Requisition Begin Date: 03/10/2026

Requisition End Date 05/10/2026 (Posting may close earlier if filled or business needs change.)

Help us insure it

Tokio Marine HCC - Public Risk Groupa member of the Tokio Marine group of companies is a market leader in providing specialized insurance products for municipal entities. We cover counties cities townships villages police departments prisons fire departments and more. We serve the growing insurance and risk management needs of medium and large governmental entities and provide property and casualty insurance coverages in multiple states.

Role Overview

Do you have what it takes to match wits with attorneys Can you analyze medical records contracts and repair estimates with confidence Are you a skilled negotiator who thrives on complexity and challenge If so this opportunity may be perfect for you.

We are looking for an experiencedMulti-Line Claims Adjusterto join ourWater Districts Programteam. This role involves handling complex high-value liability property and automobile claims nationwideengaging with attorneys attending settlement conferences and managing litigation from start to finish.

Key Responsibilities

• Manage claims from initial report through resolution following the Companys Claims Handling Procedures.

• Investigate incidents assess liability and determine exposure.

• Analyze injury damages and coverage while preparing clear detailed reports.

• Oversee litigation in collaboration with outside counsel ensuring compliance with company guidelines approving litigation plans and budgets and participating in mediations and trials as needed.

• Evaluate settlement values and negotiate resolutions within delegated authority.

• Maintain accurate claim files and documentation ensuring timely communication with members attorneys reinsurers and internal teams.

• Collaborate with underwriting risk control and other departments to improve strategies and support continuous improvement.

What You Bring

• Bachelors degree or equivalent work experience.

• Minimumfive (5) yearsof progressive experience handling complex multi-line claims (liability property and auto) with litigation oversight.

• Understanding ofcommercial liability and property coveragesrelated to municipal or public entity risks.

• Active Adjusters License (or commitment to obtain within six months).

• Professional designation such asCPCU AIC or ARMstrongly preferred.

• Valid drivers license and ability to travel as needed.

• Exceptional analytical skills communication abilities and sound judgment.

What We Offer

• Competitive salary and comprehensive benefit package

• Strong learning culture with ongoing development opportunities

• Opportunities for growth and career advancement

• Comprehensive medical vision and dental coverage with eligibility beginning on your first day of employment

• Basic life and disability insurance

• 401(k) plan with 6% company match

• 20 days of PTO and two floating holidays (prorated)

• Approximately 11 paid holidays and volunteer time off

• Paid parental leave

• Access to our award-winning wellness program including mental health services fitness network membership and a complimentary Headspace subscription

• Student loan matching program

• Employee discount program

• An opportunity to do meaningful work and love what you do

Disclaimer

You do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you. After making a conditional offer and running a background check if the Company is concerned about a conviction that is directly related to the job you will be given the chance to explain the circumstances surrounding the conviction or challenge the accuracy of the background report. The Company will consider for employment all qualified applicants including those with criminal histories in a manner consistent with the requirements of applicable federal state and local laws such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC 1033(e))(the VCCLEA) which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. Where the hiring and employment of individuals is not restricted by the foregoing the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act the Los Angeles Fair Chance Initiative for Hiring Ordinance the Los Angeles County Fair Chance Ordinance the San Diego Fair Chance Ordinance and the San Francisco Fair Chance Ordinance.

About Us

Tokio Marine HCC is a global industry-leading specialty insurance group backed by the strength and stability of the Tokio Marine Group. Offering over 100 classes of specialty insurance we empower clients to pursue opportunities confidently through our Mind Over Risk philosophy. More than an insurance company we are an organization built on innovation unity and trust.

At our core we are Always Advancing driven by innovation and an entrepreneurial spirit that keeps us moving forward. Our people are Experts in Tomorrow using curiosity and smart working to anticipate whats next. With a culture rooted in Reaching Out we foster genuine collaboration and support ensuring every individual has the opportunity to succeed and make a difference.

Applying our Mind Over Risk philosophy to writing insurance allows our customers to take on opportunity with confidence. That philosophy defines our way of thinking unites us as a team and differentiates us from our competitors. We are much more than just an insurance company; we are a good company.

Equal Opportunity Employer

TMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age ancestry citizenship color family or medical care leave gender identity genetic information marital status medical condition national origin physical or mental disability protected veteran or military status race ethnicity religion sex (including pregnancy) sexual orientation or any other characteristic protected by applicable local laws regulations and ordinances.

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