Head of Debit Technology

About this role:

Wells Fargo is seeking a visionary technology leader to serve as Head of Debit Technology responsible for driving the modernization of one of the largest debit platforms in North America. This role will lead end-to-end technology strategy architecture and delivery for debit card systems that power millions of daily transactions across ATM POS web mobile and IVR channels.

The ideal candidate will combine deep technical expertise with strategic leadership guiding a global team through a multi-year transformation journey that includes authorization flow modernization settlement and mainframe migration and card management platform upgrades.

Artificial Intelligence (AI) will play a critical role in this transformation enabling predictive analytics fraud detection intelligent routing and customer experience personalization.

In this role you will lead:

Modernization Leadership:

• Own and execute the debit technology modernization roadmap ensuring scalability resiliency and security.

• Drive migration from legacy mainframe systems to modern cloud-enabled architectures.

• Oversee completion of settlement and card management modernization initiatives.

AI-Driven Innovation:

• Integrate AI and machine learning into debit platforms to enhance fraud prevention transaction monitoring and risk management.

• Leverage AI for predictive analytics to optimize authorization flows and reduce transaction latency.

• Implement AI-powered personalization for customer interactions across digital channels

Technology Strategy & Delivery:

• Define and implement technology strategies aligned with business objectives and regulatory requirements.

• Lead architecture decisions for high-volume transaction processing systems with a focus on performance and reliability.

• Champion adoption of modern engineering practices (DevOps CI/CD microservices API-first design)

Team & Stakeholder Leadership:

• Build and inspire high-performing global engineering teams.

• Foster a culture of accountability innovation and collaboration across technology and business partners.

• Serve as a trusted advisor to senior executives on technology trends and modernization progress

Customer Experience & Risk Management:

• Ensure debit platforms deliver seamless secure and intuitive experiences for millions of customers.

• Implement robust cybersecurity and risk management frameworks for payment systems.

Required Qualifications:

• 8 years of Technology Strategic Leadership experience or equivalent demonstrated through one or a combination of the following: work experience training military experience education

• 4 years of management or leadership experience

Desired Qualifications:

• 15 years in technology including 5 years managing large-scale payment or debit card platforms.

• Proven success in application modernization cloud enablement and digital transformation with strong knowledge of high-availability systems and transaction processing.

• Expertise in payment systems settlement processes card management platforms and modern architectures (AWS APIs microservices).

• Strong understanding of AI/ML technologies and their application in fraud prevention predictive analytics and customer experience personalization.

• Ability to influence at all levels lead global cross-functional teams and drive innovation with a passion for delivering exceptional customer outcomes.

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit Market Financial Crimes Operational Regulatory Compliance) which includes effectively following and adhering to applicable Wells Fargo policies and procedures appropriately fulfilling risk and compliance obligations timely and effective escalation and remediation of issues and making sound risk decisions. There is emphasis on proactive monitoring governance risk identification and escalation as well as making sound risk decisions commensurate with the business units risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates including women persons with disabilities aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process visitDisability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.