Senior Analyst Consumer

Banco Santander

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profile Job Location:

Stavanger - Norway

profile Monthly Salary: Not Disclosed
Posted on: 4 days ago
Vacancies: 1 Vacancy

Job Summary

Senior Analyst Consumer

Country: Norway

Are you motivated by turning data intorealbusiness impact As a Senior Consumer Analyst you will play a key role in helping the organization make smarter data-driven decisions that improve performance profitability and customer experience.

You will work closely with stakeholders across the businesssupporting decision-making across the Nordic markets (Norway Sweden Denmark Finland). You will act as a trusted partner who brings clarity to complex data and translates insights into concrete actions. This is an opportunity to contribute to strategic initiatives influence decision-making and help shape a strong data-driven culture.Your primaryfocus will be ondevelopingpricesettingfor different segments of consumer loansboth automation of the process and setting the prices itself.

Your key responsibilities will include:

  • Own and evolve the Nordic pricing ecosystemfor Consumer Loans ensuring competitive compliant and profitable pricing across markets (e.g.interest rates fees segmentation frameworks and portfolio pricing adjustments)

  • Translate data into pricing and business decisionsbyanalyzingmarket trends customerbehavior and price sensitivity toidentifyopportunities and recommend actions

  • Drive pricing strategy and governanceby refining methodologies ensuring alignment with risk and regulatory requirements andmaintainingclear documentation for audit and compliance

  • Enable performance management and planningthrough forecasting budgeting and profitability analysis to support strategic and operational decisions

  • Enhance data-driven ways of workingby improving reporting developing dashboards and increasing automation of pricing and analytics processes

  • Collaborate and contribute across teamsby partnering with stakeholders to improve products and campaigns while supporting knowledge sharing and development within the team

Skillsin this role (experience education personal characteristics):

You enjoy working at the intersection of data and business. You are curious structured and motivated by creating impact through analysis. You communicate clearly and collaborate effectively with both technical and non-technical stakeholders.

Experience and background:

  • 5 years of experience in data analytics or a related field

  • Experience in areas such as CRM analytics customer insights reporting pricing or profitability analysis

  • Experience working with large datasets and translating insights into business actions

  • Experience in the financial industry is an advantage

  • A graduate degree in Finance Economics Engineering Quantitative Methods or similar (or equivalent experience)

Skills and competencies:

  • Strong analytical and numerical skills with a business-oriented mindset

  • Ability to communicate complex topics in a simple and actionable way

  • Proficiencyin Excel and PowerPoint

  • Coding experience (e.g. SQL SAS Python or R) is a strong advantage

  • Experience with Power BI or similar tools is an advantage

  • Relevant experience from at least one Nordic market with understanding of local dynamics regulations or customerbehaviour

Personal characteristics:

  • Curious proactive and solution-oriented

  • Structured and continuously seeking improvement

  • Confident in sharing perspectives and challenging ideas constructively

  • Self-driven with a collaborative mindset

Interestedin this opportunity We encourage you to apply by26.04.2026. If you have any questions about the role feel free to contact the Hiring Leader.

We offer:

  • An opportunity to work in a large high-performing international company in a dynamic environment that is constantly changing

  • A corporate culture that is professional yet informal customer and value driven

  • Highly competent and dedicated co-workers with strong collaboration across the Nordics

  • A high levelof diversity and multi-cultural working atmosphere

  • A strong focus on learning and development

  • Multiple sports and social events

We perform background checks on all relevant candidates. For positions that require authorization and/or confirmation of suitability a police certificate of good conduct and credit check must be presented.Backgroundcheck is carried out with prior consent from the candidate.


Required Experience:

Senior IC

Senior Analyst ConsumerCountry: NorwayAre you motivated by turning data intorealbusiness impact As a Senior Consumer Analyst you will play a key role in helping the organization make smarter data-driven decisions that improve performance profitability and customer experience.You will work closely wi...
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