Chase Card Portfolio Risk – Credit Strategy Officer – Associate
Share
Job Location:
Wilmington, DE - USA
Monthly Salary:
Not Disclosed
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
Job Description:
As an Associate on the Card Portfolio Risk Strategy team you will directly engage and influence portfolio risk strategies in the newly created 1st line credit function within the Card Credit Decisioning Unit (CDU).
You will play a key role in managing the exposure and risk appetite for the Card business. You will directly engage with the Portfolio Risk Strategy Lead and support the product General Managers (GMs) in identifying trends remediating risks and ensuring the continued health of the business. Additionally you will develop risk management strategies in partnership with the Credit Risk organization in the second line of defense. This role requires analytical curiosity experience with complex data and a detail oriented mind.
Job Responsibilities:
- Evaluate the Credit Box in partnership with Portfolio Risk Strategy Lead Product GMs Finance and the second line of defense Credit Risk team
- Directly engage in assessing new expansion opportunities. Execute against approved opportunities
- Set up reviews and processes to ensure we are executing well on our credit assumptions
- Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the modeling suite and roadmap
- Develop and implement metrics to track performance
Maintain a strong regulatory and controls environment
Collaborate across stakeholders in business lines (e.g. risk underwriting legal finance) to balance growth and risk
Required qualifications skills and capabilities:
A Bachelors Degree in finance business administration or a related field is required
2 years of relevant experience in direct to consumer lending originations and/or retail credit experience at a complex large-scale financial services business
Ability to evaluate and manage credit risk effectively; Exceptional quantitative and qualitative finance and analytical skills
Demonstrated strategic thinking and execution skills; insight and ability to proactively identify opportunities to innovate and improve the business
Proven experience in collaborating across teams and lines of business within large organizations
Experience with executive-level presentation materials and briefings
A high level of personal initiative setting and achieving challenging goals and demonstrating entrepreneurial leadership
Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.
Required Experience:
IC
Key Skills
About Company
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans ov ... View more
