Decision Scientist
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Job Location:
West Valley, WA - USA
Monthly Salary:
Not Disclosed
Posted on:
2 days ago
Vacancies:
1 Vacancy
Job Summary
About the Role
At Arivo we are reimagining the auto lending experience through technology data and customer-first thinking. As a BI/Decision Scientist you will thrive in a fast-moving startup environment where adaptability curiosity and a passion for learning are essential. Youll transform complex data into actionable insights that drive strategy across credit operations servicing and leadership.
This role sits at the intersection of business and data ideal for someone who enjoys both deep analysis and collaborating with stakeholders to solve real-world problems.
Key Responsibilities
Analytics & Insights
Apply structured analytical thinking to solve complex business problems
Identify trends risks and opportunities within credit performance servicing operations and customer behavior
Support performance monitoring forecasting and root-cause analysis
Data Strategy & Modeling
Design build and maintain high-quality datasets data models and reporting layers that serve as the foundation for business-critical decisions
Partner with data engineering to ensure data accuracy reliability and scalability
Establish and document KPI definitions business logic and data standards
Stakeholder Partnership
Work within Risk to help drive the strategic analytical roadmap
Evaluate additional incoming requests for business alignment feasibility and impact
Translate business questions into analytical frameworks and data solutions
Reporting & Visualization
Develop and maintain dashboards and automated reporting that drive visibility into company performance
Ensure reporting is intuitive actionable in driving decisions and aligned with business priorities
Continuous Improvement & Innovation
Proactively learn and adopt new tools technologies and AI-driven approaches
Identify opportunities to automate manual processes and improve data workflows
Contribute to evolving analytics best practices in a rapidly changing technical landscape
Required Qualifications & Skills
Analytical Mindset: Comfortable working with large complex datasets to drive measurable business value
Technical Proficiency:
Strong BI experience and advanced SQL skills with hands-on application.
Familiarity with dbt Airflow or modern data transformation tools.
Experience with Python or R for analysis or data preparation.
Exposure to API data integration or working with semi-structured data (JSON logs etc.)
Data Warehousing: Working knowledge of Snowflake or similar cloud data platforms
Business Acumen: Ability to connect data insights to real business outcomes
Communication Skills: Strong written and verbal communication with the ability to explain data concepts clearly
Adaptability: Ability to move quickly in a startup environment and pivot with changing priorities
Nice to Have
AI & Emerging Tech
Experience leveraging AI/ML tools LLMs or automation frameworks to enhance analytics workflows
Familiarity with prompt engineering AI-assisted reporting or intelligent data exploration tools
Industry Experience
Background in auto finance consumer lending credit collections delinquency or loss mitigation
Understanding of loan lifecycle metrics (originations charge-offs recovery rates etc.)
Knowledge of regulatory or compliance reporting in financial services
Business & Product Mindset
Experience supporting operations customer servicing or performance teams
Ability to prioritize work based on business value and ROI
Exposure to experimentation A/B testing or performance optimization
Data Governance & Quality
Experience with data validation reconciliation and quality monitoring
Familiarity with data documentation and lineage practices
Soft Skills That Stand Out
Strong ownership and accountability
Strong curiosity and desire to understand the why behind the data
Ability to operate independently while collaborating cross-functionally
Comfort navigating ambiguity and building processes from the ground up
What We Offer
Arivo supports your health well-being and financial security with a comprehensive benefits program:
Medical Insurance: Choice between a Traditional PPO and a QHDHP with HSA eligibility
Health & Savings Accounts: HSA with employer contributions (up to $75/month for families) and FSA options
Dental & Vision: Multiple dental plan options and vision coverage including glasses and contacts reimbursement
Mental Health Support: Up to 36 free confidential virtual therapy sessions per year through Tava Health
Financial Protection: Company-paid Basic Life and AD&D ($25000) plus optional supplemental and disability plans
Retirement: 401(k) plan
Additional Perks: Identity Theft Protection and exclusive Employee Purchase Program discounts for vehicle sales and service
Required Experience:
IC
Key Skills
About Company
Arivo simplifies auto lending with a mobile app to easily make payments. Arivo also offers dealers Pinpoint for easy desking and structuring.
