Wholesale Credit Risk – Credit Risk Associate Vice President – EMEA Emerging Markets

As part of Risk Management and Compliance you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using expert judgement to solve real-world challenges that impact our company customers and communities. Our culture is about thinking outside the box challenging the status quo and striving to be best-in-classwhile operating with integrity and discipline in all that we do.

As a Vice President or Associate in the EMEA Emerging Markets Credit team you will cover corporate and financial institution clients across the Emerging Europe and Sub-Saharan Africa regions. You will work closely with business partners across the region including Debt Capital Markets Acquisition and Leveraged Finance M&A Corporate Bank Markets Treasury Services and Trade Finance. Given the broad sector and client base covered we focus on performing credit analysis on investment grade and non-investment grade clients across corporates financial institutions and sovereign-related entities as well as structuring and documenting a wide variety of credit products.

Job responsibilities

• Serve as the credit expert for a portfolio of clients in the region with primary responsibility for credit exposure.
• Manage clients across industries including corporates financial institutions and sovereign-related entities including monitoring credit ratings sector trends and client performance.
• Lead due diligence credit analysis and financial modelling of counterparties transactions and complex financing structures; drive preparation of credit memos and recommend appropriate structure risk appetite and grading.
• Work across products including secured and unsecured loans derivatives trade and treasury products and related documentation; lead structuring negotiation and execution of loan documentation derivatives and other facilities.
• Make sound credit recommendations and own the credit approval decision.
• Balance a commercial and solution-driven mindset with a sound risk and controls attitude.
• Track market and industry developments and their impact on clients keeping up to date with the political and macroeconomic environment and maintaining in-depth knowledge of portfolio clients.
• Build relationships with key internal and external stakeholders and foster team knowledge.
• Coach and train junior team members on technical and professional skills (leading or as part of a portfolio team).

• Meet clients and lead due diligence meetings

Required qualifications capabilities and skills

• Strong analytical and credit skills/judgment covering both qualitative and quantitative aspects.
• Demonstrable product knowledge of a wide range of lending derivative and treasury services products and associated documentation.
• Established team player with project management skills and ability to take end-to-end ownership of work/projects.
• Ability to take an active role in identifying key issues and concerns relating to clients their industries and transaction structures.
• Ability to establish credibility and trust with clients internal business partners product specialists and credit officers and to partner with them effectively.
• Ability to foster relationships and confidently interact with origination teams and other internal stakeholders.
• Self-starting result-driven able to multi-task with a risk-reward mindset and adaptability given the dynamic nature and timing of workflow.
• Coaching and development ability towards junior colleagues.
• Strong written and verbal communication skills along with strong interpersonal skills.
• Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment.
• Experience in roles with relevant skills for this position
  

Preferred qualifications capabilities and skills

• Previous experience reviewing and commenting on loan documentation and core corporate derivative documentation.
• Highly proficient in Microsoft Excel with ability to navigate financial models as well as Microsoft PowerPoint Word and Outlook.