Underwriter
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Job Location:
Monthly Salary:
Posted on:
18 hours ago
Vacancies:
1 Vacancy
Job Summary
LendInvest is the UKs leading FinTech platform for property finance. Over the past 17 years we have grown from just our two founders to a team of over 200 working to make property finance simple for everyone.
A workplace culture built around trying new things getting things done and having fun while we do it has helped us lend more than 7.5 billion of mortgages put thousands of new or improved homes into the UK housing market and successfully launch on the London Stock Exchange. We have big plans to continue growing the business our products our technology and our people.
About your work
As a Bridging & Development Finance Underwriter at LendInvest youll play a key role in the assessment and approval of unregulated bridging loans and development finance applications. Your expertise in credit risk assessment valuations and legal due diligence will help shape responsible lending decisions while balancing commercial success and customer outcomes.
This is more than just underwritingits about owning the process making strategic lending decisions and ensuring we continue to lead the way in specialist property finance. Youll be a critical part of a collaborative fast-paced team working closely with the development finance relationship managers and bridging sales teams.
Key responsibilities
Take ownership of the bridging and development finance underwriting process delivering highquality and timely lending decisions.
Conduct detailed credit assessments on refurbishment and development projects providing tailored solutions for complex cases.
Conducting thorough due diligence on borrowers assets and exit strategies.
Preparing cases for Credit Committee approval with clear analysis.
Developing your own underwriting skills and knowledge.
Acting as the initial point of contact for the reviewing and resolving of Financial Crime referrals with clear and consistently documented rationales. Ensure all decisions are easy to interpret and align with the AML & Compliance guidelines.
Ensuring a high standard of service / communication when liaising with borrowers or brokers by telephone email and letter.
Manage personal pipeline to ensure cases progress in line with service standards.
Reviewing requests for facility extensions and amendments.
Collaborate closely with brokers and internal teams to ensure smooth communication and exceptional client outcomes.
Identify opportunities to improve underwriting processes and operational efficiency.
Provide guidance and mentorship to junior colleagues as the business grows.
About you
Essential: proven experience as a mortgage or property finance underwriter with exposure to bridging and development finance including refurbishment projects.
Resilient confident and committed with the ability to engage and form strong relationships with key stakeholders.
Strong analytical skills with the ability to assess complex cases and make confident lending decisions.
Excellent communication and interpersonal skills to work effectively with brokers and internal teams.
Strong attention to detail with excellent numeracy and ability to identify risks at an early stage.
Able to demonstrate an excellent understanding of:
Credit Referencing Agency reports (personal and commercial)
KYC/AML/financial crime regulation
Application/Indebtedness scoring
CIFAS/SIRA
Land Registry Reports
RICS Valuations / AVMs
Monitoring Surveyor reports
Detailed planning permissions
Commercial property and contract law
Capable and experienced in dealing with a high volume workflow and prioritising accordingly.
Solid experience working at a specialist lender.
Benefits & perks
Competitive salary company bonus scheme
Hybrid working policy
25 days holiday (increasing with the length of service)
Private healthcare
Enhanced parental leave
Matched pension contributions up to 4%
Critical illness cover
Employee Assistance Programme & Mental Health support
Life assurance
Regular performance reviews to promote a culture of growth and development
Leadership training for managers
Give as you earn scheme for charitable donations
Support for attending conferences and professional learning & development
Discounts via Perkbox
Cycle to work scheme
Season ticket loan
Electric car loan scheme
Monthly socials & annual offsite
Diversity Inclusion & Belonging at LendInvest
At LI we believe in bringing your whole selves to work we are committed to a culture of belonging where individuals can form a genuine community. We are proud to be an equal opportunities employer and are committed to building a team that represents a variety of backgrounds perspectives and skills.
