Initial Risk Underwriter
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Job Location:
Monthly Salary:
Posted on:
4 hours ago
Vacancies:
1 Vacancy
Job Summary
Were looking for an Initial Risk Underwriter to join our Home Finance Operations team. This is a great opportunity to play a key role in assessing customer applications ensuring appropriate risk management and delivering an exceptional customer experience. If you enjoy balancing analytical thinking with clear communication and want to build your expertise within a supportive collaborative environment wed love to hear from you.
What youll be doing:
- Reviewing customer applications and assessing risk factors to determine what further information is required
- Requesting and evaluating documentation to support informed underwriting decisions
- Communicating with customers advisers and thirdparty providers in a clear professional and timely manner
- Ensuring customer requirements are met and service levels are consistently achieved or exceeded
- Identifying and escalating complaints promptly to ensure appropriate resolution
- Applying legislative regulatory and internal policy requirements to all decisionmaking
- Ensuring information provided to customers is clear tailored and supports good outcomes
- Collaborating with colleagues across teams to contribute to a smooth and efficient application journey
Who were looking for:
- Experience managing your own workload and prioritising tasks effectively
- Confident written and verbal communication skills across multiple channels
- Ability to assess information holistically and make balanced informed decisions
- Experience working in a fastpaced or dynamic team environment
- Comfortable engaging with customers and stakeholders professionally
- An understanding of risk factors within equity release (desirable)
- Awareness of relevant legislation and regulatory requirements (desirable)
- Working knowledge of relevant systems or software (desirable)
Whatever your role we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:
- The opportunity to participate in our annual performance -related bonus plan and valuable share schemes
- Generous pension contribution
- Life assurance
- Healthcare Plan (permanent employees only)
- At least 25 days holiday plus public holidays 26 days after 2 years service. Theres also the option to buy and sell holiday
- Competitive family leave
- Participate in our electric car scheme which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice (permanent employees only)
- There are the many discounts we offer both for our own products and at a range of high street stores and online
- Were creating netzero carbon workplaces by 2030 by investing in our sustainable modern offices across the UK all designed to bring people together and elevate the inperson experience
Additional Information :
At L&G we believe its possible to generate positive returns today while helping to build a better future for all.
If you join us youll be part of a welcoming inclusive culture with opportunities to collaborate with people of diverse backgrounds views and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.
We care passionately about outcomes rather than attendance and are therefore open to discussing all kinds of flexible working options including part-time term-time and job shares. Although some roles have limited flexibility due to customer demand we accommodate requests when we can.
It doesnt matter if you dont meet every single criterion in this advert. Instead think about what you excel at and what else you can bring in terms of strengths potential and connection to our purpose.
Remote Work :
No
Employment Type :
Full-time
Key Skills
About Company
Legal & General (L&G) is a leading UK financial services group and major global investor.We’ve been safeguarding people’s financial futures since 1836, and strive to build a better society, while improving the lives of our customers and creating value for shareholders.We are one of th ... View more
