Senior Research Analyst Lead Analyst Credit Analysis of Corporates(Global Credit Rating Firm)
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Job Location:
Monthly Salary:
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Lead Analyst- -
Work with team of onshore analysts to cover credit risk monitoring for Corporates portfolio -
Reviewing credit reports and financial models submitted by portfolio monitoring team based on fundamental analysis for a set of assigned credits/companies
The credit assessment review requires the following: -
Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. -
Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. -
Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations. -
Preparing and updating detailed financial models encompassing financial analysis capital structure analysis calculation of key credit quality determinants and financial projections (upto 7 years). -
Determine and recommend ratings to the entity based on the internal rating framework and methodology. -
Regular interaction with client to discuss reports as well as workflow -
Support the client with any ad-hoc research requests including sector research -
Engage with client teams proactively and suggest new ideas to enhance client engagement -
Train new hires and mentor juniors in the team
FUNCTIONAL & BEHAVIOURAL KNOWLEDGE -
Experience in deal financial modeling/ surveillance/ portfolio monitoring and credit analysis -
Experience in working in credit risk divisions and understanding of review and challenge roles -
Good understanding of banking regulations calculation of key credit metrics and capital ratios -
Reasonable understanding of banks internal systems
MINIMUM & PREFERRED EDUCATION -
MBA or CA or Masters degree preferred; CFA certification is a plus
MINIMUM & PREFERRED EXPERIENCE / SKILLS -
7-9 years of work experience preferable in credit risk/credit research -
High level of attention to detail and accuracy; Diligence and hard work -
Organization skills and the ability to manage and prioritize workload -
Good understanding of MS office products
Required Skills:
Credit AnalysisFinancial Modellingcredit report writingglobal corporate portfolio
