Senior Software Engineer (Risk API)

Were looking for an experienced Senior Product Engineer to join the Servicing Platform Squad / Risk Assessment Group. Youll be instrumental in building the core Risk Triggering API and its underlying platform which is critical for real-time transaction and user behavior risk assessment.

This role sits at the intersection of Product and Financial Crime (FinCrime) teams offering a unique opportunity to gain deep expertise in both fast-paced product development and the stringent requirements of financial security and compliance.

You will be the driving force behind the platforms reliability and integrity focusing on:

• API Excellence: Defining and owning the API contracts in close collaboration with Product and FinCrime teams.

• Data Integrity: Establishing best practices for Data Quality Data Lineage and Data Governance within the risk assessment pipeline.

• Scalable Solutions: Designing and implementing robust solutions that can be quickly understood and scaled across multiple distinct risk domains and products.

• Problem-Solving: Diving into complex domain problems identifying the root causes and proposing elegant scalable engineering solutions.

What will you be working on

You will join the team at a pivotal moment with your contributions being immediately visible and critical to the success of the entire Risk Assessment platform.

The core challenge for the teamand your immediate focusis to fundamentally re-engineer the current integration between our Product and Financial Crime (FinCrime) domains.

Your immediate impact will be to:

• Define the Future Architecture: Lead the design and implementation of robust scalable abstractions that satisfy the needs of both fast-moving Product teams and compliance-critical FinCrime teams.

• Establish Integrity: Set the engineering standard for data quality lineage and API contracts from day one building a foundation of reliability.

• Solve the Abstraction Problem: Build the Risk Triggering API that cleanly separates the business logic of risk assessment from underlying systems moving the organization away from tight brittle coupling.

• Accelerate Delivery: Directly enable faster safer feature development for Product while significantly strengthening the defensive posture of the FinCrime Group.

In short you will be designing the core contract that governs how the company assesses and manages financial risk for years to come.

Qualifications :

What do you need

• Knowledge of Java and Spring Boot.

• A strong sense of ownership and excellent communication skills to drive cross-team projects.

• Ability to work independently while also being a collaborative team player frequently engaging in cross-team efforts.

• The ability to break down complex projects into incremental milestones that deliver customer value.

• Curiosity and a drive for continuous learning and improvement.

• Adherence to and advocacy for best coding practices continuous delivery and code reviews.

• A proven track record of leading technical initiatives and mentoring other engineers.

• Good discipline and skill in producing written documentation and diagrams.

Additional Information :

What you get back:

• RSUs in a growing company 

• An annual self-development budget

• Statutory maternity leave with a perk of 18 fully paid weeks of parental leave for birth or adoption

• Paternity leave for 18 weeks at full pay

• 3 fully paid me days per year to help you manage life

• Relocation and visa expenses covered 

• A paid 6-week sabbatical leave after four years 

Find out more about our benefits in our London office.

Interested Find out more:

•  How we work a practical guide

•  Wise Vlogs: Omar Engineering Lead 

•  Wise Tech Stack (2025 update)

•  Our Engineering career map

•  Our Engineering values

or check out our Engineering blog.

For everyone everywhere. Were people building money without borders  without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what its like to work at Wise visit .

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Remote Work :

No

Employment Type :

Full-time