Principal Engineer

About Payoneer

Founded in 2005 Payoneer is the global financial platform that removes friction from doing business across borders with a mission to connect the worlds underserved businesses to a rising global economy. Were a community with over 2500 colleagues all over the world working to serve customers and partners in over 190 countries and territories.

By taking the complexity out of the financial workflowsincluding everything from global payments and compliance to multi-currency and workforce management to providing working capital and business intelligencewe give businesses the tools they need to work efficiently worldwide and grow with confidence.

Full time/ Hybrid

As a Principal Engineerwithin PayoneersBusiness Applicationsdomain you are asenior technical authorityresponsible for shaping the longterm architecture engineering standards and modernization strategy of missioncritical financial systems.

Reporting to theDomain Architect you will operate at adomainwide and crossdomain level driving architectural decisions influencing multiple teams and ensuring that Payoneers cloudnative transformation is scalable secure and sustainable.

This role is ideal for a highly experienced engineer who combinesdeep handson expertisewithstrategic architectural thinking thrives in ambiguous problem spaces and is motivated by solving complex systemic challenges at scale.

What Youll Do

Own DomainLevel Architecture & Technical Direction

• Define and evolve thetarget architecturefor the Business Applications domain ensuring alignment with Payoneers cloud security and platform strategies.
• Act as atechnical decisionmakerfor highimpact initiatives reviewing and influencing designs across multiple teams and services.
• Identify architectural risks systemic bottlenecks and longterm scalability concernsand proactively drive solutions.

Drive LargeScale Cloud & Legacy Modernization

• Lead complex multiyear modernization efforts including decomposition of monoliths domain realignment and migration of critical systems to cloudnative architectures.
• Set principles and reference patterns for eventdriven systems APIs data flows resiliency and backward compatibility.
• Partner with architects SRE security and platform teams to ensure solutions meet reliability compliance and performance requirements.

Set Engineering Excellence Standards

• Define and championengineering best practicesacross backend development DevOps observability security and SDLC processes.
• Raise the technical bar through design reviews architectural forums and mentorship of Tech Leads and senior engineers.
• Influence Payoneers Shift Left culture by embedding quality security and operability into design and development from day one.

Provide Strategic HandsOn Leadership

• Stay handson in critical paths: complex designs proofofconcepts highrisk changes and foundational services.
• Guide teams through technically challenging decisions without becoming a delivery bottleneck.
• Serve as a trusted escalation point for complex production or architectural issues.

Influence Across the Organization

• Collaborate closely with Product Architecture SRE Security Data and Business stakeholders to ensure technical solutions deliver real business impact.
• Translate business and regulatory constraints into robust technical designs.
• Act as a role model for ownership accountability and longterm thinking.

What Were Looking For (Core Competencies)

SystemLevel Thinking

Exceptional ability to reason about large distributed systems understand second and thirdorder effects and make tradeoffs that balance speed quality and sustainability.

Technical Authority & Influence

Recognized ability to influence technical direction across teams through expertise clarity and credibilitywithout relying on formal authority.

Cloud & Distributed Systems Mastery

Deep experience designing and operating largescale cloudnative systems (AWS strongly preferred) including networking security resiliency and cost optimization.

Backend & Platform Engineering Excellence

Expertlevel backend engineering skills with handson experience in multiple stacks and paradigms. Experience withis an advantage due to its significant footprint within Business Applications.

DevOps Reliability & Security Mindset

Strong background in CI/CD GitOps infrastructureascode observability and production operations. Proven experience embedding security and reliability into system design.

Qualifications

• 10 years of backend software engineering experience.
• 5 years operating at senior technical leadership levels (Principal Engineer Staff Engineer or equivalent).
• Proven ownership of largescale modernization platform or cloud migration initiatives.
• Deep expertise in microservices eventdriven architectures API design and distributed systems.
• Experience in fintech or regulated environments is a strong plus.

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