Credit Risk BA Deloitte

Risk BA

Job Title: Senior Business Analyst BSF Domain (Credit Rating Data Asset Model Building Risk Wholesale Credit & Lending Corporate & Institutional Banking)

Role Overview

We are seeking a certified and experienced Senior Business Analyst to join our BSF domain team. This role will focus on the end-to-end Credit Rating journey-including Probability of Default (PD) Loss Given Default (LGD) and Exposure at Default (EAD) models-as well as broader data asset model building initiatives. The ideal candidate will demonstrate a strong understanding of risk-related tasks within Wholesale Credit & Lending and Corporate & Institutional Banking and possess advanced analytical stakeholder management and technical skills

Key Responsibilities

• Credit Rating & Data Asset Model Building:
  Lead business analysis for PD LGD EAD and other data asset models (e.g. customer segmentation risk scoring exposure analytics) ensuring alignment with regulatory requirements and business objectives.
• Risk Management Support:
  Collaborate with Risk teams to design document and enhance risk processes for Wholesale Credit & Lending and Corporate & Institutional Banking.
• Stakeholder Engagement:
  Build and maintain effective relationships with cross-functional stakeholders including Risk Data Science Technology and Business teams to drive consensus and deliver solutions.
• Requirements Gathering & Documentation:
  Elicit analyze and document business requirements user stories and acceptance criteria using Agile methodologies.
• Process Mapping & Optimization:
  Develop and maintain process flowcharts and BPMN diagrams to visualize and optimize business processes.
• Technical Analysis:
  Utilize data tools to perform deep-dive analysis support model validation and ensure data integrity across credit risk and data asset systems.
• Agile Delivery:
  Actively participate in Agile ceremonies manage Jira boards and maintain Confluence documentation to ensure transparency and progress tracking.
• Systems Thinking:
  Apply systems thinking to assess end-to-end impacts of changes ensuring holistic solutions that support long-term business strategy

Required Skills & Experience

• 5 9 years experience as a Business Analyst in the BSF domain with proven exposure to credit rating models (PD LGD EAD) and other data asset model building (such as customer analytics risk scoring or exposure models).
• Strong understanding of risk management practices in Wholesale Credit & Lending and Corporate & Institutional Banking.
• Professional Business Analyst certification (e.g. CBAP PMI-PBA IIBA or equivalent) is required.
• Exceptional analytical and problem-solving skills with a track record of delivering actionable insights.
• Advanced stakeholder management capabilities with experience influencing senior stakeholders and facilitating workshops.
• Technical proficiency in data analysis tools (e.g. SQL Excel Tableau) Agile frameworks Jira Confluence and user story creation.
• Expertise in process flowcharting and BPMN with a systems thinking mindset.
• Excellent written and verbal communication skills with the ability to translate complex concepts into clear actionable deliverables.